Technology has really evolved in all aspects of life including banking. Gone are those days when you have to visit your bank before you can make transfer, withdrawal etc. Now, you can easily perform countless transactions from the comfort of your home just with the use of your PC or smartphone through online banking.

As good as online banking is, it actually becomes a problem when you have no internet connection. So what happens when you probably run out of data or you are not within network coverage but need to perform a transaction. That's actually where the USSD code alternative comes in. With this you can buy airtime, make transfer, check balance and do lot more without the need for internet connection.

For those of you using UBA, I will show you guys how to perform your basic transactions without internet using UBA's *919# magic banking.

Features & Benefits:
>> It is simple and convenient
>> Works with phone numbers registered with UBA
>> The service is available to MTN, Airtel, Glo and Etisalat subscribers
>> No fee is charged for top ups
>> Maximum account balance is N200,000
>> Maximum deposit per transaction is N20,000
>> Daily recharge limit is N5,000

How to perform transactions with UBA *919# magic banking
>> To transfer money to a UBA Account - Dial *919*3# and follow the command prompt.
>> To transfer money to other bank accounts or UBA prepaid card - Dial *919*4# and follow the prompts.
>> To Recharge/Top-up your airtime - Dial *919*amount#.
>> To recharge/Top-up third party phone number - Dial *919*phone no*amount#.
>> To check your account balance - Dial *919*00#
>> How to pay Bills.
Note: For other transactions, just dial *919# and follow the command prompt on your phone.

PrinceJoeWan:
Informative, op thanks but ah no get account with them, can I still dial the code for airtime?