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He Hit My Car & Claim He's A Stundent - Car Talk - Nairaland

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He Hit My Car & Claim He's A Stundent by kc007(m): 5:58am On Sep 12, 2013
This dude hit my audi a4 that's not up to 2months old as he approached a traffic where i was, with infinity jeep QX45 claiming the vehicle has faulty braky, no scratch b/4 the incident. The bumper was pushed 4ward by maybe an inch, the boot was forced open, condeming the panel where the lock is & denting the boot cover. He claimed he's a student, that the vehicle belongs to his neighbour & there's no kobo in his pocket, meaning i'll bear the cost in addition of pains of seeing my car damaged. At 1st I seized his BB but gave it to him after he wanted to tell me story of his life. Please if u're in my shoes, how would u feel & what would u've done?
Re: He Hit My Car & Claim He's A Stundent by Nobody: 6:53am On Sep 12, 2013
Re: He Hit My Car & Claim He's A Stundent by ZIMDRILL(m): 8:16am On Sep 12, 2013
kc007: This dude hit my audi a4 that's not up to 2months old as he approached a traffic where i was, with infinity jeep QX45 claiming the vehicle has faulty braky, no scratch b/4 the incident. The bumper was pushed 4ward by maybe an inch, the boot was forced open, condeming the panel where the lock is & denting the boot cover. He claimed he's a student, that the vehicle belongs to his neighbour & there's no kobo in his pocket, meaning i'll bear the cost in addition of pains of seeing my car damaged. At 1st I seized his BB but gave it to him after he wanted to tell me story of his life. Please if u're in my shoes, how would u feel & what would u've done?

thats the reason here in the 1st world you require insurance for your car to be on the road or you the driver be insured to drive whatever car you want to drive

if it was me i wouldnt car that he is a stdent i was going to seize the car he was driving then it would be him and the owner of the car to sort it out

while i wait for monies for repairs, of not will sell the car to foot my bill
Re: He Hit My Car & Claim He's A Stundent by Stylz69(m): 10:25am On Sep 12, 2013
I am sure the vehicle has at least a Third Party Insurance so get him to contact his insurance company. They will bear the cost of you repairs... in principle! In reality, most of the insurance out there are fake.
Re: He Hit My Car & Claim He's A Stundent by ijeoma100: 10:49am On Sep 12, 2013
If you're rich enough to drive a car you should be rich enough to pay for repairs you've caused to someone else's car.

Sue the bastard...have no mercy. Next time he'll drive carefully.
Re: He Hit My Car & Claim He's A Stundent by kc007(m): 11:23am On Sep 12, 2013
@ ZIM DRILL, some of us here see the insurance u're talking about as something meant for peoople @ upper class. Economy hasn't been friendly either. You know how u sweat it out b/4 raising fund to acquire some these used cars, making the paper insurance licensing office give us the priority for sake of not to be disturbed by the police.
Re: He Hit My Car & Claim He's A Stundent by Nobody: 11:50am On Sep 12, 2013
kc007: At 1st I seized his BB but gave it to him after he wanted to tell me story of his life. Please if u're in my shoes, how would u feel & what would u've done?

You had no business seizing his Blackberry. What would I do if I were in your shoes? I would inform my insurance company, and leave it to them. I take it your Audi A4 IS insured? It must be, it would be madness running a 2013 Audi A4 without insurance.
Re: He Hit My Car & Claim He's A Stundent by Nobody: 12:02pm On Sep 12, 2013
ZIM DRILL: if it was me i wouldnt car that he is a stdent i was going to seize the car he was driving then it would be him and the owner of the car to sort it out

while i wait for monies for repairs, of not will sell the car to foot my bill

Urrrm, you can't actually seize a car that ran into yours, at least not in the UK. And if you sold a car to recoup your costs (assuming the other driver wasn't insured) you'll be liable for theft. There's a lot involved in seizing, and disposing of a car, lots of legal process to go through.

Unless it's Nigeria, whereby anything goes...
Re: He Hit My Car & Claim He's A Stundent by Nobody: 12:04pm On Sep 12, 2013
ijeoma100: If you're rich enough to drive a car you should be rich enough to pay for repairs you've caused to someone else's car.

Sue the bastard...have no mercy. Next time he'll drive carefully.

Sue the "bastard" with what? Litigation doesn't come cheap in any part of the world. Do you know how much the average attorney charges per hour?
Re: He Hit My Car & Claim He's A Stundent by Nobody: 12:13pm On Sep 12, 2013
kc007: @ ZIM DRILL, some of us here see the insurance u're talking about as something meant for peoople @ upper class. Economy hasn't been friendly either. You know how u sweat it out b/4 raising fund to acquire some these used cars, making the paper insurance licensing office give us the priority for sake of not to be disturbed by the police.

So you're not insured...that makes your car illegal. An uninsured car should NOT be parked, never mind driven on a public road. And to be honest, it's not always the cost that puts the average Nigerian off insuring an automobile. The same guys who moan will happily spend 80k on an iPhone or similar smart phone, or 90k on a laptop. Yet drive uninsured. It's more a case of misplaced priorities.

And it's not just in Nigeria - quite a number of Nigerians in the UK drive uninsured. An ex-friend of mine (Nigerian) has had 3 cars seized due to driving without insurance, and being caught. This guy is from a wealthy family, his last (March 20130) seized car was a 2010 BMW X5. We ended up falling out, because I refused to use my trade insurance policy to get his car released from the car pound.

Bad habits are hard to break.
Re: He Hit My Car & Claim He's A Stundent by kc007(m): 8:23pm On Sep 12, 2013
Siena:

You had no business seizing his Blackberry. What would I do if I were in your shoes? I would inform my insurance company, and leave it to them. I take it your Audi A4 IS insured? It must be, it would be madness running a 2013 Audi A4 without insurance.
Is not 2013 model but 2001, though not insured.
Re: He Hit My Car & Claim He's A Stundent by ZIMDRILL(m): 8:32pm On Sep 12, 2013
kc007: @ ZIM DRILL, some of us here see the insurance u're talking about as something meant for peoople @ upper class. Economy hasn't been friendly either. You know how u sweat it out b/4 raising fund to acquire some these used cars, making the paper insurance licensing office give us the priority for sake of not to be disturbed by the police.

i get what you mean but it is poor insurance education to people, becoz whether upper class on not if someone crashes in your car and them being at faulty you would want car fixed by them right

most peope are ignorant or not educated on that basic simple of paying for repairs for the car you have damaged, they wont be chasing of each other etc, the insurance companies will deal with each other

so even yourself being poor you still want someone to pay for damages to your car whether the other part think that your car is a tin, still s/he has to pay damage to your tin
Re: He Hit My Car & Claim He's A Stundent by ZIMDRILL(m): 8:37pm On Sep 12, 2013
Siena:

Urrrm, you can't actually seize a car that ran into yours, at least not in the UK. And if you sold a car to recoup your costs (assuming the other driver wasn't insured) you'll be liable for theft. There's a lot involved in seizing, and disposing of a car, lots of legal process to go through.

Unless it's Nigeria, whereby anything goes...

UK is out the picture in that scenario

that scenario is a common one in african countries becoz the police wont even ask for insurance most likely they will just ask for the drivers licence, the rest the two drivers have to sort out themselves
Re: He Hit My Car & Claim He's A Stundent by udemzyudex(m): 8:40pm On Sep 12, 2013
its illegal to drive a car without an insurance cover,at least a third party insurance will do.
Re: He Hit My Car & Claim He's A Stundent by ZIMDRILL(m): 8:49pm On Sep 12, 2013
udemzy_udex: its illegal to drive a car without an insurance cover,at least a third party insurance will do.

thats general knowlegde in 1st world countries but in africa is last thing to think off

i here that back in home zimbabwe the police are now very stricty on it, the law has been always there but the police, never policed it
but now there ever busy cracking uninsured cars, through the toll gates and road blocks they created, all the necesary paper have a part that is supposed to displayed on the left corner of the window screen
Re: He Hit My Car & Claim He's A Stundent by Nobody: 6:33am On Sep 14, 2013
ijeoma100: If you're rich enough to drive a car you should be rich enough to pay for repairs you've caused to someone else's car.

Sue the bastard...have no mercy. Next time he'll drive carefully.
when had it become a serious crime 2 hit one's car or was it because the guy was driving a luxury vehicle..
When U still got ur L-plate on probably if u knw hw 2 drive nd as a lady,hw many cars did u hit?
Can u bear one calling ur child a bastard just because of a car he hit...
I wonder...
Op dierz nutin like QX45 wat we hav is Q45 nd QX4...
Siena,i dnt think datz a 2013 a4 d guy was rolling with maybe he meant 2months in his hands.
Re: He Hit My Car & Claim He's A Stundent by cardoctor(m): 7:11am On Sep 14, 2013
udemzy_udex: its illegal to drive a car without an insurance cover,at least a third party insurance will do.

Third party insurance is the most common here in Naija. Problem is that its as useless as a used tissue paper in the event of an accident claim.

Its just mandatory for you to have third party insurance like the one we use here as part of your particulars when demanded of you by the police or other agencies.

Car-Doctor.
Re: He Hit My Car & Claim He's A Stundent by kc007(m): 1:08pm On Sep 15, 2013
Bossforeva: when had it become a serious crime 2 hit one's car or was it because the guy was driving a luxury vehicle..
When U still got ur L-plate on probably if u knw hw 2 drive nd as a lady,hw many cars did u hit?
Can u bear one calling ur child a bastard just because of a car he hit...
I wonder...
Op dierz nutin like QX45 wat we hav is Q45 nd QX4...
Siena,i dnt think datz a 2013 a4 d guy was rolling with maybe he meant 2months in his hands.
You're right it's QX4, & yes 2months old in my hands.

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