abdulkayus:



Hahahahahahaha, my belle oooo.

abdulkayus:



Chaiiiiii, e no easy ooo, God dey sha. May God open way for u

Jadonjack:


Chai, the suffering is so much that you forgot the spelling of "saving"

austinbrown:
bro I no go school like u

manie:
There is no big deal with debts or getting a loan against your salary. The problem is what the average worker uses his loan for. It is not good to use a loan to buy a car, pay house rent, pay children school fees, for vacation, for parties and other intangibles that will not appreciate in value nor generate income. But loans can be used to invest in real estate or ventures that can generate other streams of income.

elipheleh:
Avoid Women

Babaken:
Op thanks for the advice but I want to ask a self employ that save not less than 50k evey month some times more than that have 800k in his account is it advisable to use 30k to buy any phone of his or her choice.

macklef:
Just avoid women till u are 28.

If u are good at toasting girls n having them laid without spending almost a dime, good for u
Thats the only importance dey play in a mans life till he is ready to get married
To a woman who loves him from the heart not for his money.

Alll d Ks i have given for hair, dates, suprises, gifts, subscription, calling. I sat down one day n was collaiting it all the way. Niggars, i should have bought a range rover 2015 by now

mrnate:
@OP well said.
I learnt this saving and investment habit from a seasoned entrepreneur:
Save 70% of your income
Discipline yourself to live on 30%
After the 10th generation, invest 60% of the savings and reward yourself with 30%. Save the 10% for rainy days.
E.G.
Income: 100k
Savings: 70k
Live on 30k
By 10th gen.: 70k x 10 = 700k
Invest 60% of 700k= 420k
Reward yourself 30%=210k
Save 10%=70k.

Hard to follow but can be adopted and modified as desired. Works for me though.

Djboosting:


At least U've gotten an experience and U've learnt some lessons..

Forget the past mistakes and let's move forward sir

ZZ22:
Bet9ja oo.. I wan unlearn that thing, it kills faster than cancer

abdulkayus:


I have stop that sh$t and stop it for good. Betting no make sense no matter how calculative u are. I have only won once which is 600naira only LOL. All in all in my betting, I have loss not more than 3k cos am only betting 100naira, LOL.

Djboosting:


If I was going to answer your question in a reply form, I'd tell you to do what you think is best for you.

But if it's on advice platform,
Why not invest the 30k on something profitable, rather than phone which could develop an unexpected damage sooner than you expected?

Djboosting:
If you still haven't gotten the lesson yet that you should be investing almost all the money you have, whether you're a wealthy gentleman or you're just starting into the world of making tons of money or creating wealth.

The majority of your money should be going into Two things :

1. Life Experience
2. Self investment (i.e. your own personal development)
If it is not going into one of those two things, then it's definitely not worth it.


The WORST place by the way you can be spending it, is on MATERIAL bullshit;
that is not going to increase your creativity and better Identity (E.g. 30k shoes, 59k Georgio Armani watch, 10k sunglasses, this k, that k .etc)

Here is the Fact. With an increase in income there is usually an increase in people's expenses. And by the time they are old they end up super dependent on pension because they have been doing a lot of spending ever since they got their first salary.

It's wrong. Very wrong.


But then, there is a formula for spending. I have mentioned it before here, but I have to repeat it. Christmas is around the corner now and spending rate is going to rise exponentially.
So here it is...

Here is the formula.

Save 10 % of your income or more first before you start spending the rest.

Don't spend before saving. Saving should come first.

Also, if you must spend make sure you have something paying for it. That is, you need an investment.

That's what your saving should be for.

Poor people save to spend on things that won't bring back money to them. But rich people, people who really understand how money works save so as to have money they can invest with.

That, too, should be your own strategy.


Best way to spend your income for proper effectiveness is..

1. Self investment - i.e. Reading good books, watching good movies of actors which u can model..etc..

2. Life experiences : traveling, workshops, live-performances of successful models, take the best courses, learning from the right people who are better than you ..etc.

Always increase your Personal value, be it your game, Influence, Status, your Health, whatever it is.
Because as your personal value increases, okay, NOT only will you attract more Success and more women, but you'll also attract more opportunities.

Because the world will tend to reward people who have High Personal Value.

Try this for 90days, I guarantee your life shifting from mediocre to SUCCESS.


I'm Djboosting..
Happy Harmattan.
GBAM

Cc. Czar, lalasticlala ,dearpreye

inplay:
lol.... Its like a cult, easy to join but difficult to stop.

It takes the grace of God and will power to quit permanently.

ZZ22:
yup na so... I once gathered the whole of the bet slip i have lost and burnt it to make me stop still... I know its out of hand remebering the quote doing same thing over and over again expecting different result is is madness... Glad i dont usually check livescores again cuz thats what pushes me to go and bet... Ooh today is champions league

blankATM:
Hi, My name mayor and i just want to
share my experience with
everyone. I have being hearing about this blank
ATM card for a while and i
never really paid any interest to it because of my
doubts. Until one day i
discovered a hacking guy called Edward. he is
really good at what he is
doing. Back to the point, I inquired about The
Blank ATM Card. If it works
or even Exist. They told me Yes and that its a
card programmed for random
money withdraws without being noticed and can
also be used for free online
purchases of any kind. This was shocking and i
still had my doubts. Then i
gave it a try and asked for the card and agreed to
their terms and
conditions. Hoping and praying it was not a scam.
One week later i received
my card and tried with the closest ATM machine
close to me, It worked like
magic. I was able to withdraw up to #20000. This
was unbelievable and the
happiest day of my life. So far i have being able to
withdraw up to #200000
without any stress of being caught. I don't know
why i am posting this
here, i just felt this might help those of us in need
of financial
stability. blank Atm has really change my life. If
you want to contact
them, Here is the email address
Blankatmfastcash@gmail.com or you can call him on +2348107233139 And I believe they will also Change your Life.

abdulkayus:


I have stop that sh$t and stop it for good. Betting no make sense no matter how calculative u are. I have only won once which is 600naira only LOL. All in all in my betting, I have loss not more than 3k cos am only betting 100naira, LOL.

Welcomme:
Money wey no even reach to eat sef! Abi man go allow hunger kill am because e wan save?

Bottom line: Avoid women, nijabet, surebet, babaijebu, pool, like plague, cuz they can cost u not only ur money n savings but also ur life.

Welcomme:
Money wey no even reach to eat sef! Abi man go allow hunger kill am because e wan save?

Bottom line: Avoid women, nijabet, surebet, babaijebu, pool, like plague, cuz they can cost u not only ur money n savings but also ur life.