I bought a laptop in ebay and am about paying for the laptop via paypal.I called my bank to ask them how much I will be charge for naira to dollar.I was told $1 is #286,but I call BDC (black marketers) and I was told $1 is #264.why will bank that are suppose to charge customer based on official rate are now charging people more than the BDC.Has anyone recently bought any item online.how much was he charge through PayPal compare to parallel Market rate value shown online.I mean,is online transaction higher than the parallel market rate.