According to Wikipedia, " To invest is to allocate money (or sometimes another resource, such as time ) in the expectation of some benefit in the future.
In finance, the expected future benefit from investment is a
return. The return may consist of capital gain and/or investment
income, including dividends, interest, rental income etc."

"The act of committing money or capital to an endeavor with the
expectation of obtaining an additional income or profit." - Investopedia.

It's actually pretty simple: investing means putting your money to
work for you. Essentially, it's a different way to think about how
to make money. Growing up, most of us were taught that you can
earn an income only by getting a job and working. And that's
exactly what most of us do. There's one big problem with this: if
you want more money, you have to work more hours. However,
there is a limit to how many hours a day we can work, not to
mention the fact that having a bunch of money is no fun if we
don't have the leisure time to enjoy it.

You can't create a duplicate of yourself to increase your working
time, so instead, you need to send an extension of yourself - your
money - to work. That way, while you are putting in hours for your
employer, or even mowing your lawn, sleeping, reading the paper
or socializing with friends, you can also be earning money
elsewhere. Quite simply, making your money work for you
maximizes your earning potential whether or not you receive a
raise, decide to work overtime or look for a higher-paying job.

There are many different ways you can go about making an
investment. This includes putting money into stocks , bonds ,
mutual funds , or real estate (among many other things), or startingyour own business. Sometimes people refer to these options as "investment vehicles," which is just another way of saying "a way to invest."

The point isthat it doesn't hich method you choose for investing your money, the goal is always to put your money to work so it earns you an additional profit. Even though this is a simple idea, it's the most important concept for you to understand.

What Investing Is Not.
Investing is not gambling. Gambling is putting money at risk by
betting on an uncertain outcome with the hope that you might win
money. Part of the confusion between investing and gambling,
however, may come from the way some people use investment
vehicles. For example, it could be argued that buying a stock
based on a "hot tip" you heard at the water cooler is essentially
the same as placing a bet at a casino.

True investing doesn't happen without some action on your part.
A "real" investor does not simply throw his or her money at any
random investment; he or she performs thorough analysis and
commits capital only when there is a reasonable expectation of
profit. Yes, there still is risk , and there are no guarantees, but
investing is more than simply hoping Lady Luck is on your side.

Why Bother Investing?
Obviously, everybody wants more money. It's pretty easy to
understand that people invest because they want to increase their
personal freedom, sense of security and ability to afford the things
they want in life.

However, investing is becoming more of a necessity. The days
when everyone worked the same job for 30 years and then retired
to a nice fat pension are gone. For average people, investing is
not so much a helpful tool as the only way they can retire and
maintain their present lifestyle.

There is much debate over how safe our old-age pension programs will be over the next 20, 30 and 50 years. But why leave it to chance? By planning ahead you can ensure financial stability during your retirement.

Now that you have a general idea of what investing is and why
you should do it, it's time to start investing and be productive.
For up to date guide on how to and where to invest and earn consistent returns monthly on your investment, instantiva@gmail.com

Make hay while the Sun shines!

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