There's a lot to consider when budgeting for a holiday, and while cheap flights and accommodation are important, so are all those hidden in-resort costs. No one wants to have to sell an organ just to finance sundowners in that swanky rooftop bar.

Don't we all need it once in a while?

1. Cambodia
With beds for £1 and lip-smacking food for less than that, Cambodia is so cheap you can feel guilty for paying so little. Where once travellers often feared to tread, Cambodia is now very much on the Southeast Asia travel scene, particularly among backpackers and, increasingly, holidaymakers looking for five-star luxury without the price tag. Check out the De La Paix hotel - their rich wood interiors, in-room iPod docks and free WiFi access for about £250 (double room) a night is about as far from a grimey hostel as it's possible to get, and not painfully priced for the topnotch service they provide. It's also ten minutes down the road from the world famous Angkor Wat Archaeological Park. You can't leave Cambodia without visiting this iconic ancient site, preferrably at dawn to watch the sun rise behind Angkor Wat temple itself, a soothing and spectacular experience. Entry to this UNESCO world heritage site costs just £13 for a full day, although it's worth paying the £26 for three days - there are just too many temples to squeeze into one day and once the midday sun hits you'll want to take shade, or find some seriously strong air-conditioning.

2. Vietnam
Unspoiled and undeveloped, despite its rise in popularity in the last few years, Vietnam is still super cheap, as well as a beautiful country. You can easily get by on £5 a day, including a guest house, local food, transport and a bit of drinking - a pint of Vietnam's most popular brew, Bia Hoi, costs as little as 50p. Hanoi, the former headquarters of French Indochina and then the administrative centre of communist North Vietnam, was declared the country's official captial in 1976 after reunification of this deeply divided nation began. It retains much of it's French flavour; you'll find some great patisseries producing croissants that rival Paris's finest right next door to an authentic _pho _noodle soup shack. Hanoi's Old Quarter, around Hoan Kiem Lake, is the best place to soak up some of the city's post-colonial charm - it's also a rare oasis of calm in this otherwise chaotic city, where locals go every morning at sunrise to practice tai chi. Experience Vietnamese rural life and see for yourself the lush, green rice terraces in and around the former French moutnain resort of Da Lat in the central highlands. The city is somewhat overrun with tourists (it's the main departure point for a lot of 'Easy Rider'
motorcycle tours) but the flower farms, local tofu factories, cashew nut plantations, and of course the iconic rice terraces are worth stopping by to take a look, before speeding on along the coast southwards to Ho Chi Minh City, or Saigon.

4. Bolivia
Known as the Tibet of the Americas, Bolivia is a relatively remote bolthole, being one of only two landlocked countries in South America (the other is Paraguay). Wander along Calle Jaén, in Bolivia's administrative capital, La Paz, for a slice of South American life under Spanish colonial control - the street is home to some of the city's best preserved colonial buildings, whitewashed façades and ornate black grilled balconettes. It's also where you'll find a cluster of museums, including the former home of Pedro Domingo Murillo, who lead forces during the La Paz Revolution of 1809. See them all for the grand total of 40p and pick up your bumper bargain ticket from the Museo Costumbrista, which houses a ceramic depicting the hanging of the aforementioned revolutionary. As if that weren’t enough (there's more to life than museums?!) Bolivia perhaps boasts the best value food and drink in all of South America. For example, a bottle of Paceña beer generally costs less than £1 and a bowl of chairo (potato soup) about the same. Pack plenty of layers for when the sun goes down; although Bolivia generally endures hot and humid tropical summers, La Paz is surrounded by the altipano mountains and so stays cool all year round. Looking to turn up the heat? Head to Oruro, a city in the heart of the altiplano famous for its Carnival, held each year in February or March to honour the Virgin of Candelaria. Three hours by bus from La Paz and you could be taking part in this UNESCO protected presentation of indigenous and religious Bolivian culture, with more than 48 folk dance performances and a traditional parade.

5. Hungary
Budapest , the historic Hungarian capital on the Danube, is a definite must-see on anyone's European tour. While it's not quite as cheap as it was before the budget airlines got there, prices here will leave plenty of cash in your pocket. Indulge in luscious cakes, get refreshed on strong liquor and sweat it out in the famous thermal spas. Stop for a sweet treat at
Gerbeaud's for gourmet pastries too pretty to eat (almost), or visit a traditional kávéház (coffee house) for a calorific (who's counting?!) slice of _kürtőskalács _or chocolate chimney cake. With meals for £2, train tickets for £1 and rooms for £10, Budapest is a beautiful bargain. And you can visit those beautiful bathhouses, such as
Gellert, for £10, with massages starting at less than a tenner. If you're after a quiet countryside retreat, check out Lake Balaton in Transdanubia, western Hungary. The biggest lake in central Europe, it's a popular summer retreat for local families looking to escape the big smoke during the summer heat - it's an easy one and a half hour train ride from Budapest and the biggest resorts are found in the cities of Siófok and Balatonfüred. Take a hike in the northern hills, swim in the lake or sail out on the cool waters, before enjoying some locally produced wines from the vineyards dotted across nearby Badacsony Hill.

6. Honduras
There's Belize. There's Costa Rica. There's even Guatemala. But for real bargain-basement Central American value, plump for Honduras. The country isn't up there on the most-visited lists, but if you do decide to give it a go you'll discover white sand beaches reminiscent of the Maldives, diving to rival the Red Sea, and mega cheap food and drink - all while spending less than £20 a day. For the Caribbean at a fraction of the cost, check out the swathes of pristine beaches along Honduras's northern coast. One of the busiest centres along this idyllic stretch is Puerto Cortes, a bustling port famous for its trade in bananas with strong Spanish heritage, signs of which survive to this day - get out to Omoa, a picture-postcard seaside town with a colonial fortress to explore. If you're really serious about sniffing out the prettiest post-colonial towns, look no further than the quaint Spanish houses, ornate cathedral and packed plazas in Comayagua's historic town centre. A small city two hours drive northwest from Honduras's capital, Tegucigalpa, Comayagua was once the country's religious and political centre, but today its main draws are the colonial buildings and cute plaza cafés - bag a traditional Honduran baguette or bistek (steak) sandwich from café La Casa de Sandwich for about £1.50 and picnic in the nearby Parque Central.

7. Bulgaria
Bulgaria's Black Sea resorts have undergone a bit of a boom with British visitors in recent years, probably because they offer a total bargain compared with traditional summer sun destinations like the south of Spain. If you prefer city breaking to beaches, capital Sofia offers hearty food, warm company, 'robust' drink and a comfy bed, all yours for £20 a day. Just a 20-minute subway ride from the airport terminal (30-40 minutes if you're travelling in by bus) you can satisfy your inner culture vulture in Sofia - the second oldest city in Europe is stuffed with museums and galleries, including the Musuem of Socialist Art and the National Literature Musuem. Soak up some summer sun and do a few laps down at Liulin Beach, with its three outdoor swimming pools, a sand area and a footie field - there's even a canteen to grab a slice of pizza post-exercise. Despite becoming a burgeoning holiday destination, many places outside of Sofia remain relatively untouched by bargain-hungry holidaymakers and the further east you go, the cheaper it gets. Want sun, sea and to save a few pennies? Head for Nesebar, a UNESCO World Heritage site a few hours south of Varna and a great spot to start your budget tour of Bulgaria's Black Sea coast. Although much of Nesebar's ancient city of Messembria has collapsed into the ocean, there are still plenty of old churches to admire and cobbled lanes to stroll along - buy locally produced lace to take back as a souvenir, just watch out for cheap tourist tat versions.

8. Greece
Due to the country's ongoing economic difficulties, the cost of holidaying in Greece is lower than it used to be. While it's still pretty pricey to stay on famous Greek islands like Santorini or Mykonos, pick a quieter Greek getaway like Paros or Skiathos and you can still while away the days in 28 degree heat, sipping ice-cold Mythos (between about £1.50 and £4 a pint depending on where you stay) for half the price. If you're all about pool parties and super-cheap shots, then Ios is the island for you, famous for its all-night raves and young backpacker crowd. Not got time for a full-on island-hop? Settle for a day trip to the Sardonic Gulf island of Hydra, just one and a half hours by catamaran from Athens and the spot for some of the best souvlaki (kebabs) you'll find anywhere else in the Aegean Sea - Pirofani restaurant has been dishing up this delicious drunk food for over 20 years and takes some beating when it comes to flavour and value for money. Not enough meat to satisfy your inner caveman? Sail across to Kefalonia (which you might recognise from the big screen adaption of the famous book, Captain Corelli's Mandolin ) for a slab of traditional pie, filled with oozing meats and gravy, wrapped in a blanket of filo pastry. Ferries run regularly between the islands, but if departing from Athens head to the port of Piraeus to check the boards for updated prices and schedules - most of the Aegean Islands take about four or five hours to reach by high-speed ferry, six to eight on a regular one.

9. Dominican Republic
The Caribbean is pricey, right? Not if you fly to the Dominican Republic, where £30 a day will cover accommodation, travel and food if you're thrifty. Eat where the locals do and you'll find dishes - and beers - for under £1, while taking the local bus into town can be done for less than 50p. Check in to the Bavaro Hostel and for just £13 you'll get a bed within a three-minute walk of the white sands and swaying palms of Bavaro beach. Plus free wifi and free coffee. If free coffee isn't enough and you want all-day dining and activities, the Dominican Republic offers some incredible deals for all-inclusive holidays. The VH Gran Ventana on the appropriately named Playa Dorada (Golden Beach) has four different restaurants, from gourmet Caribbean to casual beachfront grill, three swimming pools and watersports from water skiing and parasailing to banana boats and scuba diving - all included. With rates starting at just £90 per room per night you're definitely going to get your money's worth!

10. Ireland
Flight prices to Ireland have tumbled over the past few years, meaning you can get to Dublin for less than you might think. Once in the Irish capital, stay at the central Generator Hostel and you could pay just £6 for your bed. Free things to do in the Irish capital include visiting the
Chester Beatty Library, to check out its world-famous and dazzlingly expansive collection of rare books and manuscripts, and talking a walk with the deer herd in Phoenix Park - this is the largest enclosed recreational space in any European capital so there's plenty to explore. Do some budget shopping at the weekend Blackrock Market, Dublin's oldest, and sup on the central city's (rumoured) cheapest pint, just £2.30 in the Pavilion Bar at the cricket pitch in Trinity College. If you'd rather get out into rural Ireland, head to Galway, where prices are lower than the capital across the board and a weekend break could cost you about 20% less. You could spend some of those savings on the city's vibrant nightlife (thanks student population!) with a trawl through the city's pubs - where Guinness is around 15% cheaper than in Dublin - and the live music sessions at trad music pub An Pucan are free.

Cambodia and Vietnam are on my to-do list. I'm looking at visiting both countries in October by God's grace.