From the desk of Chukwubuikem Ugbaja

Time: 6:25am

Dear Friend,

I am not saying it will happen to you, i know you are good in driving, but come to think of it, all these accidents that you see everyday, do you actually think the drivers were not good drivers?

Most, if not all of them are experienced drivers, but still the accident occurred.

As defined by Wikipedia, an accident is an incidental and unplanned event that could have been prevented had circumstances leading up to the accident been recognized, and acted upon, prior to its occurrence.

It is an unplanned event, you don’t know when it will happen.

Wait. . .

Before you say it is not your portion, was it the portion of those other experienced drivers who crashed other peoples car and had to pay hundreds of thousands in repairing them?

Or have you forgotten we were all created by the same God?

Friend, what we do here in life is to simply plan ahead for unforeseen circumstances.

We save money to build a house which we haven’t even seen.

We save money for our traditional and white weddings which we haven’t seen.

we save to buy a car, is the car here?

No, but we save.

After buying the car, we buy a 3rd party motor insurance to cover 3rd party liabilities as demanded by the law , has the accident occurred?

No!

Nobody plans for an accident, but in the case that you crash somebody’s car and he demands you pay for the repairs, and on getting to an Auto Mechanic, he costs the repairs and its N500,000, do you have N500,000 saved to take care of that?

Yes you do.

But you don’t even know it.

Possibly, you don’t even regard it as anything but as a paper to show our policemen who care about nothing else but how to find a fault in your papers so they can squeeze you of your hard earned money.

When our policemen stop you on the road to conduct their irritating check of vehicle papers, they ask for it and you give it to them carefreely.

Our policemen whose concern is to find a fault that they will use to extort money from you does not even know if it is valid or not.

But. . .

That 3rd party motor insurance is the only thing that you simply need to pay for that car repair that is estimated at N500,000.

How do you do that?

After the Auto Mechanic has finished the costing, all you need to do is to tell him to carry on with the repairs, then simply take the this step to get the N500,000:

Step 1: Report the claim to your insurance company. The insurance company will give you a claims form to supply details of the accident.

Step 2: An adjusted will be assigned to your case to inspect the damaged car, take pictures of the car, visit the accident scene and will request for a police report for review.

step 3: A discharge voucher will be issued to you. a discharge voucher is a form containing details of the loss and how much your insurance company is willing to pay.

In less than 5days, the insurance company will foot the bill and you would have simply saved N500,000 for yourself.

The problem with many Nigerians is that they do not even know that that 3rd party Motor Insurance they have can do this for them.

Sometimes i wonder why people have to put themselves through so many stress when all they need to solve their challenges in life is right in front of them (wetin them they find for sokoto dey for their shokoto).

Well, like that wise man said ‘if you are not informed, you are deformed.”

But, Majority of the 3rd party motor insurance that Nigerian drivers have is not VALID and cannot help them when such situations occur.

Over 12million cars in Nigeria carry a fake insurance, this was confirmed by the Mr. Godwin Wiggle the National Insurance Association Chairman. So even if after reading this and get involved in an accident TODAY, their 3rd party motor insurance will not be able to save them N500,000.

And do you know the funny part?

The valid 3rd party motor insurance is sold for the same amount as the fake one.

But i don’t really blame them much because it is not their fault. Their vehicle papers are done for them by the people who sell the cars to them.

These car dealers when they go to do these paper works are sold non valid insurance at the various vehicle licensing offices.

So you see that like the Holy Bible said, “my people perish for the lack of knowledge.”

And the first step to eliminating the lack of Knowledge is acquiring knowledge.

Now that you have acquired the knowledge that the 3rd party motor insurance you have amongst your vehicle particulars can save you N500,000, the question now is;

IS IT VALID?

use the link below to confirm if your certificate is valid and do give me a call on 08063401775 if is not.

http://theinsured.com.ng/verify-your-motor-policy-here/

Thank you for this information. Very useful indeed.