The Central Bank of Nigeria has given customer-friendly directives to commercial banks in the country. Among them is that they should make account opening processes less cumbersome by reducing the minimum account opening amount and the minimum operating balance. All these are part of the cashless economy drive. As enticing as this might appear to the banking populace, only a few of the banks have fully complied. Check out Nigeria Banks that Operate Zero Accounts below

Guaranty Trust Bank
GTBank were the first to comply with this directive from the CBN and this has tremendously impacted well on their customer base. Little wonder every GTB banking hall and ATM vaults are always overcrowded till today. To open both savings and current accounts with GTB you don’t need to deposit anything. This attracts both rich and the poor to the bank because they are made to feel that they are in control of their money. GTB not only operate on zero balance, they also charge nothing as Commission On Turnover (COT).

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