most Nigerians think of going to chemist,use past experience or use drugs at home first before thinking of hospitals.amazingly some who have health insurance still self medicate while claim hospital attendance is too expensive meanwhile do you know that in most countries you need a doctor's prescription to buy drugs?so why do you think Nigeians self medicate?

poverty and illitracy

plain ignorance. a lot of people think doctors are like robbers. they try to save some change the docs would have charged.