Femich18:


Hahahahahaha....No wahala I will ping you when it is ready

caprini1:
Very encouraging,i got same from my bank too,but it was half a million naira.

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's account while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my account officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

majamajic:
12 % mean u pay back N 1,120,000 , not bad


better start planning what u invest , me I think sports bar , it's not bad .

people must drink and watch football , choose a nice location , get sexy ladies as waiters , get a 2 male as manager and fridge personal

lawmani:


1.75% per month = 21% per Annum
Don't be deceived.

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's account while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my account officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's account while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my account officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

Joy2Dwise:
I kept receiving pop-up messages from GTB on my mobile app stating that I was qualified to apply for loan but I kept ignoring them cus I knew that getting a loan is not as easy as that. I knew what I went through on few occasions when I had to take loans as small as 300k to sort out some immediate financial needs. It got to a point when I began to expect the bank to request the death certificate of my great grand father before they approve a loan amount that is not even up to my monthly earnings. The most embarrassing moment was when two close friends refused to sign guarantor forms because they claimed it was against their principle. I had to swallow my pride and go to a junior who eventually stood in as my guarantor at the end.

Out of curiousity, I clicked "accept'' just to see if it was real. Next message I got was that "your application has been accepted". To cut the long story short, I received an alert of about 1m.150k just few hours later and this sounded incredible. A scanned copy of the repayment plan was later emailed to me and when I did the calculation, I found out that the total percentage of interest is about 12% as against 22 - 26% which I was forced to cough out in previous loans I took from different banks in the past. This to me was a good deal even though I don't have a specific plan for it. Had to push it to my son's account while I wrap my head around what best to do with the money.

This instant loan and the attractive interest rate kept me wondering on the following:

1. Does it mean the banks now have so much money in their coffers to lend out to customers even without asking?
2. What is the reason for the low interest rate which to me is still far lower than what is obtainable?

I called my account officer to ascertain if I can invest it in FG bond but I wasn't impressed with the interest rate so I'm going to keep it in the bank pending on when I decide on what to do with it. Any good idea is however welcomed.

guidefreak:
HOW TO QUALIFY FOR GTBank QUICK CREDIT LOAN AT FIRST TRY

GTBank quick credit is right for both salary earners and self-employed entrepreneurs – Yes, for real! I know that a lot of people find it difficult to believe this simple truth but you need not worry. I will break every piece of the puzzle here for you, and you will see how to qualify for GTB quick credit in minutes. So, grab a drink and let’s see what this quick loan in Nigeria holds.

What is GTBank Quick Credit?
The Quick Credit is a flexible loan service open to both salary earners and self-employed entrepreneurs who run an account with GTBank. It has been open since the third quarter of 2019. This loan service allows customers with a salary account to get up to N5 million credit. For those without a salary account, you can get up to N1 Million. This flexible loan service is accessible without any collateral and can be secured in minutes. Interestingly, you don’t have to go to the bank. In fact, no physical documentation is needed.

The Interest Rate Calculation for GTBank Quick Credit
If you qualify for this loan, it comes with an interest rate of 1.75% on a monthly basis. And the repayment is usually between 6 months and 12 months (1 Year). So, let’s do a bit of calculation here. If you choose to pay back in 6 months, you interest would be 1.75 X 6 = 10.5% interest. Which means, if you are given N1 million to pay back in 6 months, you will be required to pay a total of N105,000 as interest. In contrast, a 12 months repayment plan attracts 21% interest. But before you start to worry about the GTBank Quick Credit interest rate, it’s still 1.75% a month. So, if you get N1 million and are paying back in 6 months, its only N10,500 interest in a month.
See more: https://guidefreak.com/how-to-qualify-for-gtbank-quick-credit/

Yes. I only paid an interest of 1.75% on the loan.

showafrica:


You earn upto 500k there per month

victorbass1234:

what bank pls

demoBaba:


I'm self employed, I was not expecting the loan anyway, I was sent an sms from GTB. Which they gave me some code dial I think *737*51*51# after dial the I received cash in just a minute.

One of the many reasons i love gtb. Only death can separate us.. And should i meet the usage of banks in heaven or wherever i meet myself afterlife, you know the rest except gtb is not registered there sha.

Tchinnie:
Please, how do I contact you. I'm really in need of this loan please. This is my contact number:08066003275. Blessing Chidinma is my name. Please,help me out.