It’s no news that the banking sector is currently undergoing digital disruption, I remember how perfectly normal it was to queue in banks and correspond with your bank by post. But everything is rapidly changing, and one bank that has been at the forefront of this change is GTBank.

MEET QUICKCREDIT

One of the ways they are changing the game is through QuickCredit — so, if you are a salary earner, and want to borrow money upfront without visiting the bank or the need for a collateral or guarantor, GTBank has a special USSD code — *737*51*51# that lets you obtain loans instantly thereby enabling you to meet your financial needs. The best part about QuickCredit is the fact that you can get a maximum loan amount of N5million at an interest rate of 1.75% per month and up to 6-12 months payback period.

During this period, GTBank will deduct the QuickCredit loan payment along with the interest rate from your salary account monthly.

Using this is also straightforward! Just dial the code on your phone — *737*51*51#

You will immediately get a message that shows if you are qualified to obtain the loan and the amount that you are qualified for ( Remember that this is only accessible to customers who have a salary account with GTBank and earn more than N10,000 monthly). Once you are qualified, set the amount you want to borrow then follow the other prompts and you will immediately be credited with the requested amount.

As earlier stated, QuickCredit has up to 6-12-month payback period, but you can liquidate it anytime by dialing *737*51*55#. Once again, this process will happen within a second.


So, anyone here used QuickCredit? What are your thoughts?

This is one of the reasons I love GTbank

Local man concur, time to take that 9,999,999,999 loan I've always wanted

Dathypebruv:
Local man concur,
time to take that 9,999,999,999 loan I've always wanted

Local BoneBeing got to be careful not to take Loan which he or she can't paid back

GTB Bleep up jare. Na salary earners alone dem dey give the loan. Access bank gives anybody regardless of what u doing

MrBONE2:


Local BoneBeing got to be careful not to take Loan which he or she can't paid back

Local man issnot planning to pay back �

Dathypebruv:

Local man issnot planning to pay back �

Local man might face jail

tobidipity:
GTB Bleep up jare. Na salary earners alone dem dey give the loan. Access bank gives anybody regardless of what u doing

well i dont think access gives anybody. i saw it on one of their posters saying for salary account only

jhm

hakeem4:
well i dont think access gives anybody. i saw it on one of their posters saying for salary account only

Access Bank loan is for everyone not just salary earners as long as you have an account with them and meet their T&C's.

Kamaye:
Access Bank loan is for everyone not just salary earners as long as you have an account with them and meet their T&C's.

okay thank you.

But I saw their banner which says salary account only

But their own seems to be just for a month unlike gtbank that spread it over 6months.

Kamaye:
Access Bank loan is for everyone not just salary earners as long as you have an account with them and meet their T&C's.

MissTechy:
It’s no news that the banking sector is currently undergoing digital disruption, I remember how perfectly normal it was to queue in banks and correspond with your bank by post. But everything is rapidly changing, and one bank that has been at the forefront of this change is GTBank.

MEET QUICKCREDIT

One of the ways they are changing the game is through QuickCredit — so, if you are a salary earner, and want to borrow money upfront without visiting the bank or the need for a collateral or guarantor, GTBank has a special USSD code — *737*51*51# that lets you obtain loans instantly thereby enabling you to meet your financial needs. The best part about QuickCredit is the fact that you can get a maximum loan amount of N5million at an interest rate of 1.75% per month and up to 6-12 months payback period.

During this period, GTBank will deduct the QuickCredit loan payment along with the interest rate from your salary account monthly.

Using this is also straightforward! Just dial the code on your phone — *737*51*51#

You will immediately get a message that shows if you are qualified to obtain the loan and the amount that you are qualified for ( Remember that this is only accessible to customers who have a salary account with GTBank and earn more than N10,000 monthly). Once you are qualified, set the amount you want to borrow then follow the other prompts and you will immediately be credited with the requested amount.

As earlier stated, QuickCredit has up to 6-12-month payback period, but you can liquidate it anytime by dialing *737*51*55#. Once again, this process will happen within a second.


So, anyone here used QuickCredit? What are your thoughts?

Only for salary earners who use gtb

How can I repay my loan at once? I tried the liquidation tab in the app , ain't working.

mohsquaring:
But their own seems to be just for a month unlike gtbank that spread it over 6months.

You can, just daily *901*11*1#

Can I pay monthly above the schedule amount? If yes how?.
For instance after getting the loan of 500k the monthly schedule is around 45k but I wish to be paying 80k monthly,can can I do that.