What is your Christmas budget looking like? You don’t want to go broke after the festivities are over because January is almost around the corner + it’s a long month. If you get the drift. There’s school fees, house rent and many other responsibilities waiting for you and watching you in 3D. Fun is such a good thing; but unfortunately, the fun can be expensive. So, if you don’t want to go broke in the New Year, please draw up a Christmas budget and check out the tips below:

MAKE A CHRISTMAS BUDGET
The first step to having your bank account not bleed in the name of Christmas is to make a budget, that will give you clarity on how much you can/want to spend. Do this before you start going through your kid’s Christmas lists and before you head out to the market. You can begin by making a comprehensive list of all the expenses you need to make, and then moving on to eliminate all the ones the house can survive without. The key to making a sustainable budget is making it a realistic-one that you will be able to stick to.

STICK TO YOUR BUDGET
Planning a Christmas budget is good, but conditioning yourself to stick to it is the only assurance that the aim is accomplished. Once you’ve drawn up your realistic budget, stay resolute to not spend a cent outside of it no matter how tempted you get. Keep track of all your expenses and never spend on anything that is not budgeted for. ................

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