There are many people that come over to the office and complain of why they're only entitled to 2k or 8k as the maximum option for the opay loan.

The solution (as to many problems in Nigeria today) is Information. The loan can only be given to agents and that's the way opay designed it. So as to access the loans fastest follow my guide and thank me later.

1. Get the opay app and upgrade to kyc level 2 (don't upgrade to 3 yet)
You do that by clicking on account option which is on the bottom right corner of d screen and filling your details.

2. Send clear pictures of following to 081 2231 3958 (WhatsApp only)
*Passport
*Valid ID card (national ID card or voters card or international passport) any can serve
*NEPA bill
The accreditation period takes approximately 1-2 hours. Depending on the work load at the time.

3. After those are done, open the app and request for a loan. Follow the onscreen instructions and you're good to go!
Other benefits of upgrading your account include:
*Eligibility to collect free POS
* Commissions(money) sent to you for every transfer made to any opay account
* Up to 50% Discount for any Airtime bought through d app and many more
* Special price slashes for rides around your city
For any other inquiry, send a message to 081 2231 3958

Remember: Opay doesn't ask you for any money throughout the whole process. Be warned against fraudsters or any Agent that ask you for money for the upgrade. The entire process is 100% FREE!