Zowee10:
This branch app of a thing
Am owning them 10k and there have reported me to the national credit beruea.

Sha am planning to pay when work resume.

What happens if one is being reported to the national credit bureau?

And how do you know they've reported you?

Zowee10:
This branch app of a thing
Am owning them 10k and there have reported me to the national credit beruea.

Sha am planning to pay when work resume.

What happened when you were reported ?..

Do they even care

fineboynl:
imagine the loan app company sending me SMS to make a repayment, at this tough and critical time there is no cash. I think the CBN need to comes in to save and protect the common man.

FG and CBN to suspend this people for at least till this virus and bad economy is over.

seun, lalasticklala please help to front page.

See the crap this one is saying, so they should fold up because of covid,you think it's not affecting them too, abi Dem no need money.
You people just feel entitled to everything.professional debtor na soso excuse you go dey find up and down,na the people wey help you with money fuvk up nau.

HMarshal:


Write them a letter explaining ,if they don't be reasonable about it .I want to believe it's a case uld win in court

You people just say anything that comes to your mind without thinking it through.
He'll win in court,didn't he read and sign the accepted the terms and conditions before applying.
Even banks are not giving extension and you're saying another thing

shogsman:

You people just say anything that comes to your mind without thinking it through.
He'll win in court,didn't he read and sign the accepted the terms and conditions before applying.
Even banks are not giving extension and you're saying another thing

It's unfair tho,cos biznesses are affected,how do they expect ppl to make money while evry1 is staying indoors.its a global issue they suld @least do something about it,not adding extension fees all through the default period Wich happens to be this crisis period

HMarshal:


It's unfair tho,cos biznesses are affected,how do they expect ppl to make money while evry1 is staying indoors.its a global issue they suld @least do something about it,not adding extension fees all through the default period Wich happens to be this crisis period

So they're not people too abi, how do you expect them to survive too,or they won't eat so you can eat right.

shogsman:

So they're not people too abi, how do you expect them to survive too,or they won't eat so you can eat right.

Tune down ur tone bro,we aving a conversation,am learning as u are.besides u not talking to a kid...I undstand were u cuming from.but still its not fair,they suld be considerate

HMarshal:


Tune down ur tone bro,we aving a conversation,am learning as u are.besides u not talking to a kid...I undstand were u cuming from.but still its not fair,they suld be considerate

Stop throwing tantrums I no be bully,just letting you know those people got families too and they are Nigerians,they didn't have to give anybody a loan but they did so With an agreement to pay back at a particular period of time, so if you think the virus is not affecting them think again.a normal human being with conscience and sense will not demand for extension like it's his/her right cos guess what you read the terms before you applied.
What you can do is to pen a letter to them explaining to them your situations and how you're affected by the current events,then respectfully beg them to give you an extension.

Zowee10:
This branch app of a thing
Am owning them 10k and there have reported me to the national credit beruea.

Sha am planning to pay when work resume.

What happened after they reported you to the National credit

rhodman:



What happens if one is being reported to the national credit bureau?

And how do you know they've reported you?

They will send you an sms

Blainz:



The extension ought to be automatic for all loan apps until after the pandemic. Other countries have given strong directives on all loans of such. It is also a form of palliative.

It can't be automatic. Check their Facebook page. Some are even taking loans to do business (I don't know what business locally I guess with all what's going on)

Some states are still business as usual.

And others like salary earners are asking for the extension. Each man with his own journey.
Some are even angry that their loans is reduced.

What they asked is simple. Send us a mail if you want an extension. They didn't say they are not giving you

shogsman:

Stop throwing tantrums I no be bully,just letting you know those people got families too and they are Nigerians,they didn't have to give anybody a loan but they did so With an agreement to pay back at a particular period of time, so if you think the virus is not affecting them think again.a normal human being with conscience and sense will not demand for extension like it's his/her right cos guess what you read the terms before you applied.
What you can do is to pen a letter to them explaining to them your situations and how you're affected by the current events,then respectfully beg them to give you an extension.

shut he mess up. where is the money to pay? they should do whatever they like. even the government has no money at the money not to talk of citizens. no body need to tell them to chill for a while.

solepager:


It can't be automatic. Check their Facebook page. Some are even taking loans to do business (I don't know what business locally I guess with all what's going on)

Some states are still business as usual.

And others like salary earners are asking for the extension. Each man with his own journey.
Some are even angry that their loans is reduced.

What they asked is simple. Send us a mail if you want an extension. They didn't say they are not giving you

are you talking about branch? they do not respond to mail from the app. yet they keep on sending SMS threatening to report. they should extend by default automatically and not to add any other fees as it is in all other country.

seun, lalasticklala

fineboynl:
are you talking about branch? they do not respond to mail from the app. yet they keep on sending SMS threatening to report. they should extend by default automatically and not to add any other fees as it is in all other country.

seun, lalasticklala

Don't know much about branch. Im talking about carbon

solepager:


Don't know much about branch. Im talking about carbon

Branch is like a robot. they do not operate any kind of communication. it's India company, they have no workers other than app developer. everything is auto.

fineboynl:
Branch is like a robot. they do not operate any kind of communication. it's India company, they have no workers other than app developer. everything is auto.

India? Wow. I never knew

fineboynl:
are you talking about branch? they do not respond to mail from the app. yet they keep on sending SMS threatening to report. they should extend by default automatically and not to add any other fees as it is in all other country.

seun, lalasticklala

Some of these loan apps are outright mean and have no joy for anyone. I am also affected by the loan repayment thing and they have been bombarding my phone with threatening calls and text messages, they even sent text messages to my contacts. I seriously don't know what to do cos I genuinely have no means of getting the money due to the pandemic, and this is actually the first time I am defaulting, also due to the pandemic. They simply won't listen or consider, have tried sending them mails but to no avail. Federal Government or CBN seriously needs to interfere in the matter because the next option now is robbery.

fuwaski:
That company dealt with me ehhh... I just left them oo

As in how

fineboynl:
imagine the loan app company sending me SMS to make a repayment, at this tough and critical time there is no cash. I think the CBN need to comes in to save and protect the common man.

FG and CBN to suspend this people for at least till this virus and bad economy is over.

seun, lalasticklala please help to front page.

Are they reaching you through
If so don't worry
And I don't think branch add additional interest
Only fair money does that

TalabiAudu:
How I wan take pay Branch my 15k debt for this period still dey sleepless nights

Lol pele

Zowee10:
This branch app of a thing
Am owning them 10k and there have reported me to the national credit beruea.

Sha am planning to pay when work resume.

You must have been owing them for more than a month or two

teekay2cool:


Some of these loan apps are outright mean and have no joy for anyone. I am also affected by the loan repayment thing and they have been bombarding my phone with threatening calls and text messages, they even sent text messages to my contacts. I seriously don't know what to do cos I genuinely have no means of getting the money due to the pandemic, and this is actually the first time I am defaulting, also due to the pandemic. They simply won't listen or consider, have tried sending them mails but to no avail. Federal Government or CBN seriously needs to interfere in the matter because the next option now is robbery.

You are on your own oh

I collected loan of 10k from branch in November and it was due December 5. I managed to pay some percentage of it and not long after I lost my phone.. it took me almost two months to repay them the full loan.. they threatened to report me to credit bureau and after paying it I asked them if they reported me, they said no. And they still give me loan options after 7 days. 10k and 15k. I no borrow abeg

jericco1:
I collected loan of 10k from branch in November and it was due December 5. I managed to pay some percentage of it and not long after I lost my phone.. it took me almost two months to repay them the full loan.. they threatened to report me to credit bureau and after paying it I asked them if they reported me, they said no. And they still give me loan options after 7 days. 10k and 15k. I no borrow abeg

Guy make sure you don't get reported to credit bureau o. Not because of 10k you won't be able to borrow again in the country. Any other lender that you will go to will check for your name with credit bureau before giving you loans. You can try other Instant online loan in Nigeria

amaisaba:


Guy make sure you don't get reported to credit bureau o. Not because of 10k you won't be able to borrow again in the country. Any other lender that you will go to will check for your name with credit bureau before giving you loans. You can try other Instant online loan in Nigeria

I have paid back

Non of the stupid apps are giving loans again sef

TalabiAudu:
How I wan take pay Branch my 15k debt for this period still dey sleepless nights

If you no pay them shey dey go carry police arrest you?

amaisaba:


Guy make sure you don't get reported to credit bureau o. Not because of 10k you won't be able to borrow again in the country. Any other lender that you will go to will check for your name with credit bureau before giving you loans. You can try other Instant online loan in Nigeria

Damn, how true is the bolded?

OneKinGuy:

Damn, how true is the bolded?

Vry true, if reported you can't access any loan both from online and banks including cbn for some period of tym

Zowee10:
This branch app of a thing
Am owning them 10k and there have reported me to the national credit beruea.

Sha am planning to pay when work resume.

Mad o
Lmao
No chills

OneKinGuy:

Damn, how true is the bolded?

Not true at all