If there is just one thing one should take away from reading George S. Clason's "The Richest Man in Babylon," it is that the secrets to wealth-building are unchanging and remain applicable throughout history and that with the right approach, one can build future wealth through passive streams of income.

Classon's book shatters the notion that hard work pays. No, hard work doesn't pay. Smart work pays. If hard work pays, the richest people in Nigeria today would be laborers, farmers, market women, Boko Haram facing Soldiers. And, in Babylon, the richest man would have been Bansir, not Arkad. Somebody sums this up correctly when they said: “If wealth was the inevitable result of hard work and enterprise, every woman in Africa would be a millionaire.”

So, the question is, how do we go from being a Bansir to becoming the Arkard of our time? By applying the same old principles and lessons of wealth-building habits that almost every rich person had followed to accumulate their wealth. These principles and lessons are simple and I will discuss just a few of them here.

1) Do something that even your future self will thank you, save: The secret is to save first before spending on anything else. It doesn't matter how much you earn, brother God no go shame us o, abeg save! I started saving on the Cowrywise platform. they have an app you could download on Google Play or Apple App Store. I know there are many other options out there, but Cowrywise fits my personal needs and appears to offer me the right products and services I need. Check them out and sign up today for a savings plan that not only helps you achieve your financial goals but rewards you also for savings without bank charges. Use my referral link - https://get.cowrywise.com/r/Akint1Jf to get a 250 naira bonus for signing up. You could also use my invite code Akint1Jf [/b]to sign up. We both get commission when you sign up and pay.

2) [b]If hard work pays, show me a rich donkey: Sometimes all we need is to apply the right ingredients and our soup of success will be tasty. Sister, once you begin to save, please don't stop there. Get your money working! Look for ways to make the money pay rent. It shouldn't just sit there enjoying free space. One way to make your money work is to invest them. I will write more about investment in another post, but if you want a no non-nonsense beginner-friendly investment opportunity, try the Cowrywise low-risk mutual fund investment products - https://get.cowrywise.com/r/Akint1Jf.

Who says you can't save money and also invest? You can set up autosave on your Cowrywise account or app such that they automatically take money from your bank card unto your investment or savings portfolio on either daily, weekly, or monthly basis and gbam, you are on your ways to financial freedom!

Saving and Investing on Cowrywise using the autosave feature is like making money while you sleep. Warren Buffet said: “If you don’t find a way to make money while you sleep, you will work till you die.” By registering on Cowrywise and start saving with just 100 naira, you will also get your referral code which you could share with people. For everyone who signs up using your code or link, you get a commission that alone in itself is worth saving as an income. Imagine having hundreds of people sign up using your link! Yes, imagine making money while you sleep.

Sign up today using my referral link at https://get.cowrywise.com/r/Akint1Jf or you could use my referral code AKINT1JF

Get a cash bonus to invest when you signup and save on the Cowrywise app with my invite code AKINT1JF