On the face of it, we all think we can determine how people spend their money. That’s understandable, given that we think we know the difference between good and bad – what is morally, spiritually, culturally correct and what is not. But there’s something we are all missing.

We would want to recall how ‘saying no’ to things that don’t align with our goals has become more a movement than just another phrase. How ‘opportunity cost’ is now in our daily conversations. How we own our choices and determine how we should lead our lives. In fact, we say these things to ourselves when we list out our New Year Resolutions and when we want to be reborn. Top of mind: Say no to brunches, say no to intruding in other people’s business, no to borrowing money to friends and families, and no to things that just don’t feel right. We probably forgot.

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