Hello people. I am in my mid 20s, earning 80k as a salary monthly on my 9-5 job which is flexible, and weekdays only. I am actually penny wise but my biggest expenses is on rent and transport which is about 250k and 350k respectively. The transport cost is high because my apartment is the closest to my former place of work and the rent is based on my former income. I can barely save a dime at the end of the month.

I have the intention of buying a car (my first car) from the funds I set aside from my former employment. Despite my poor financial position, I intend to buy a car as as to reduce my cost of transport yearly from 350k down to a significant level. Another benefit is to reduce the struggle I go through to get a public bus to commute to work and come home on a daily basis, and around Lagos.

Another benefit (which is most convincing to me) I intend to enjoy from the car is the opportunity to pick people up in the morning when I am going to work and when I am coming back. I also want to make myself available sometimes in the weekend for a driving job around Lagos or outside state. Monies for these will go into my day to day or month to month spending and my salary will be untouched and geared towards investments like stocks, farming or any other opportunities. Hence, I have to buy a car that is perfect for both personal and commercial use.

Now I have the opportunity to buy a Toyota Corolla, Honda Civic and a Toyota Sienna at a very good price but I don't know which one to buy that is best for both commercial and personal use.

I am very set to do this because a private job in this struggling county. I am an efficient worker but I am the biggest earner in our office so anything can happen. I don't want to work with the fear of losing my job.

Please help a brother. Your contribution will assist a boy that is trying to build something out of nothing.

If you are not buying a tokumbo car, your money on transportation will be higher than what you are spending now.