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How Does Airtime And Bills Payment Apis Work For Fintechs Integration? - Programming - Nairaland

Nairaland Forum / Science/Technology / Programming / How Does Airtime And Bills Payment Apis Work For Fintechs Integration? (1256 Views)

Why Are All Tech Startups In Nigeria Fintechs? / Wallet Services For Fintechs & Businesses / Which Nigerian Banks Expose Apis To Third Party Developers ? (2) (3) (4)

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How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by Enthusiast01: 3:01am On Jul 15, 2021
Good morning guys..
Please i am stuck and needs help.

How does all the airtime and bills payment stuffs using apis work?
I am building a payment mobile app, and i need to integrate this for airtime, data, cable tv and electric bills.

Does it need an initial capital? Like must u buy first and sell later or u buy as u sell i.e stand as intermediary between your app users and the api provider?....

And someone recommended reloadly for me. Is reloadly very good? If no which other ones have you used?

Please help a brother.
Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by Enthusiast01: 7:51am On Jul 15, 2021
lipsrsealed
Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by Bravedims: 2:59am On Jul 16, 2021
Check vtpass.com
Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by tope6217: 4:13am On Jul 16, 2021
If u want to sell from yr sim directly via website (data and airtime ) contact me
08109319667
Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by bedfordng(m): 12:12pm On Jul 17, 2021
You have to fund the wallet and then use their API on your portal. So when users buys from you, it directly connects to the API. So your API charges you while you charge your customer your own price different from what your API charges

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Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by talk2hb1(m): 10:58am On Jul 18, 2021
Enthusiast01:
Good morning guys..
Please i am stuck and needs help.

How does all the airtime and bills payment stuffs using apis work?
I am building a payment mobile app, and i need to integrate this for airtime, data, cable tv and electric bills.

Does it need an initial capital? Like must u buy first and sell later or u buy as u sell i.e stand as intermediary between your app users and the api provider?....

And someone recommended reloadly for me. Is reloadly very good? If no which other ones have you used?

Please help a brother.
Asking Business Question in a Technical Section, not to look like we shying away.
Most of this services providers offer % cut on Every transaction for bulk purchase. MTN offers like 2-3% for some transaction volumes, while PAGA,etc offers some %for business account you must have registered with them, so you charge your customer, service provider charges you for the transaction.
Here is one I was working on sometimes ago
https://habeeb-salami.github.io/pettapay/#/login
Its a progressive web application developed in Angular

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Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by Enthusiast01: 6:43am On Jul 19, 2021
talk2hb1:

Asking Business Question in a Technical Section, not to look like we shying away.
Most of this services providers offer % cut on Every transaction for bulk purchase. MTN offers like 2-3% for some transaction volumes, while PAGA,etc offers some %for business account you must have registered with them, so you charge your customer, service provider charges you for the transaction.
Here is one I was working on sometimes ago
https://habeeb-salami.github.io/pettapay/#/login
Its a progressive web application developed in Angular
Thank you bro smiley

1 Like

Re: How Does Airtime And Bills Payment Apis Work For Fintechs Integration? by Enthusiast01: 6:44am On Jul 19, 2021
bedfordng:
You have to fund the wallet and then use their API on your portal. So when users buys from you, it directly connects to the API. So your API charges you while you charge your customer your own price different from what your API charges
Understood. Thanks bro

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