♦️They Set Goals

Wealthy people always focus on their goals. Not only do they set goals, but they also write them down and take actions to achieve it. Rich people set annual, monthly, and daily goals.

What you should do:

Set goals for yourself. When setting goals, you want to make sure they are SMART. SMART stands for: Specific, Measurable, Achievable, Relevant, and Timely.

SMART Goals:

You want to make your goals as specific as possible;

Measurable so that you can track your progress and know when you’ve achieved your goal

You want to make your goals realistic and achievable;

Your goals should be relevant to your overall plans in life

Finally, you want your goal to have a time limit where you give yourself a deadline.

Make sure to pen down all your goals.

According to a study done by Gail Matthews at Dominican University of California, those who wrote down their goals accomplished significantly more than those who did not write down their goals.

Next, break down your goals into smaller sub-goals.

Make a plan of how you will achieve your sub-goals — which will lead you to achieving your big goals. To actually achieve your goals, they need to be written out and planned for.

♦️ They Maintain A “To-Do” List

Rich people create goals all the time. Therefore, their action steps are represented in their daily to-do list.

According to Corley, 81% of rich people maintain a daily to-do list. Only 19% of poor people keep a to-do list.

What you should do: Once you create your goals, you need to make an action plan of how you’re going to actually achieve them.

Make a daily to-do list with at least one activity that will bring you a little closer to accomplishing your goal.

However, you need to do more than just make a to-do list. Try and complete most of the tasks on your list each day.

♦️They Exercise

Wealthy people exercise daily because they know the importance of health. They value their health because they understand that’s one of the things money can’t buy.

Being more active and living a healthy lifestyle will ultimately save you money. You will save money because you’ll be spending less on doctor bills and medical expenses.

What you should do:

Try to be active and get aerobic exercise at least 3 times per week.

Join a fitness club ,so you could stay accountable.

I recommend Goalgetter Queen

She runs an amazing online fitness club

The more active you are, the more benefit it will have on your health.

Try to watch what you eat and make healthily choices.

♦️ They Value Their Time

The affluent value their time because they realize it’s the one thing none of us can ever get back.

They also understand, that time is money.

Therefore, if they waste time, it is also money lost.

The wealthy avoid wasting time on non-productive things.

What you should do:

Try to manage your time more effectively. Don’t waste time on non-productive activities (i.e., social media, unless you make money that way).

You are losing money by engaging in activities that are not productive or do not produce money.

♦️ They Read & Listen To Audiobooks/Podcasts

Rich people are constantly learning and trying to grow more mentally. They spend a lot of time getting more educated about money as well.

The most successful leaders in business and finance read every single day.

Warren Buffet reads 500 pages every day; Mark Cuban reads 3 hours a day; and Bill Gates reads at least 50 books a year.

It’s important to note that they don’t read for fun, they read to get more educated.

Rich people prefer to read non-fiction books, and self-improvement books in particular.

According to Corley, 88% of wealthy people read for self-improvement, verses 2% of poor people who do the same.

Finally, wealthy people read every day because they want to continue to learn.

They understand learning doesn’t stop once you are done with your formal education.

They continue to learn long after college is over, and reading is a key part of their self-education.

What you should do:

With this in mind, you should try and get into the habit of reading and getting more educated.

Start with some books about finances. If you don’t like to read, or don’t have the time, consider listening to audio books.

You can listen to audio books when commuting to work or when you don’t have the time to sit down and read.

Thanks for reading.

To get the rest of these secrets, kindly stay glued to this wall, especially on fridays when I talk about financial wellness

Cheers to your financial wellness.

© Olubusayo Akin-Akinbode
Real Estate and Investment Consultant

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