These apps are the worst loaning apps in Nigeria.

# Sokoloan the worst of them all
# GetCash owned by Sokoloan
# 9jaCash owned by Sokoloan
# GoCash owned by Sokoloan
# 9credit
# LCredit
# Ajeloan

Never take a loan from these apps. I repeat, never take a loan from these apps. Avoid them 100%....

These loan providers are not there to help you but to frustrate you in such a way that you will regret your life. These apps are extorting money from desperate and helpless Nigerians in such a manner that is unacceptable.

I am not trying to condemn any loan provider unjustly but after seeing what most of them are doing to me and other people, I decided to warn people to stay clear from them or have themselves to blame at last.

These loan apps can tear peaceful families apart, give your family members call you for urgent meeting and will even give some of them high bp with their cheap threats.

Truth is, they won't do you anything, they'll only frustrate your life and tarnish your image before people who respect and trust you in every way possible, they will send your picture, phone number and and threats to all your contacts that you're a criminal, fraudster and never to be trusted in any financial transaction, they will be calling your contacts and telling them you're wanted by Nigerian Police and EFCC and that you made them your guarantor even when you didn't. They will be sending automated messages and calls to all your contacts via voice calls, sms and whatsapp threatening to arrest all your family members even those that are not even aware you took a loan from these apps.

These companies don't care about you or your respect and peace of mind, avoid them totally. They will promise you heaven and earth with every sweet words, they will spoil your social media walls with sponsored ads to treak you.

+They will give you super high interest rate
+ Shorter loan duration like (7-14 days) they themselves know you won't meet up with the high interest and service charge
+ They will create a service fee and interest differently
+ They treat their customers like trash, no single respect
+ They send out abusive messages to all your contacts when you default even for a few hours.
+ They will Threaten to start a fight even before the loan expires
+ They charge for card verification before approving a loan
+ Some of them won't offer you a loan but refer you to other apps and charge for services fees.

Avoid these loan apps. If you have their apps installed in your phone, remove them now. They are thieves, criminals with license to frustrate, destroy and rob desperate Nigerians looking for money via Loan scamming format. Avoid them totally. If you're looking for urgent money, plead with your family members or close friends who can help.

Don't be tempted to take loan from these companies. Be warned. I repeat, be warned!

They are all criminals with license to defraud Nigerians. The federal government is aware of their operations but won't do anything because they are paying tax. Useless government we have.

Money matter, always read those long terms and conditions carefully, all their moves are carefully embedded in it.
Ask questions, ask more questions and sort out the grey areas before taking loans if you have to

I'm not here to defend loan companies, but I dislike the fact that you are painting them black. You made it look that they forced you to take the loan

1. Did you read their terms and conditions before taking a loan from them?
2. Did you see the interest rate and duration?.
3. Why did you proceed taking the loan when you know their interest and duration aren't appealing?
4. Why would you default the loan repayment and expect them to take things easy with you?

See, businesses are our there to make profits including the loan app, you made your self look holy but not these loan apps, even when you defaulted, you never take blames but rather push it on them (loan app) for being weird because they want to take the money they loaned you.

I use loan app when ever I want to get things done quickly and I always repay them in less than 2 days to deadline, I know people who use them and they never made bad feedbacks about them.

I have never defaulted and I have never had these weird experiences you listed above. If you pay them their money, they won't call you names



I pray God bless you, so in the future, when you have your own loan app, someone will give you same treatment, then you understand better

Thank you OP all of them are criminals.

Why did you collect loan and refused to payback?

So calling your Facebook friends ,is part of d terms and condition ... One of them called me few days ago ,that a friend av not seen for up to 7years is owing them ..I don't even have his no again ,so I tried to get his no and put a call across ,He told me They got my contact through his Facebook ,There won't be argument if they call people you use as guarantor ,but calling random people on your contact is a privacy infringement offence ...

Very true here are the list of the best three loan apps https://www.naijatechpanel.com/2021/10/3-best-instant-loan-apps-in-nigeria.html