Greetings fellow Nigeria, it is obvious that our banks just want to use every little opportunity to collect our money! Name one transaction you Carry out in the bank without being charge; You make transfer from your account they charge you, some body transfer money to your account they charge you, at the end of every month they will charge you for account maintenance after paying for all the services they render to you through out the month, what pains me most is that every three months they charge you for quarterly card maintenance! Is this not robbery, please don't mind my grammar.

The most annoying part of it all is that some of these charges are not fixed and such one can't explicitly say how much one will be charged for any transaction. For instance two days ago, I decided to top up my airtime via my Access more app lo and behold I was charged as much as 130 for a 1500 transaction. That was more than 80% of the transaction, in other words, I could be charge 10k had it been I bought 120k airtime from them. I still maintain, Access bank is the most foolish bank in Nigeria. I still have an unreversed 10k in my account, a transaction I did on the 25th of which I was debited for a failed POS withdrawal, who knows how much they will give me from that after series of mails and chats have been sent.

DispatcherLagos:
Lol

and that is all you can contribute

How many humans, family and friends inclusive will safeguard ur money for you and bear all the risks associated, pays you monthly interests and still pay you ur money, either in party or whole at ur demand without stories?
The N50 quarterly card maintenance fee is paid to interswitch, the third party tech firm in charge of atm/card services.
the bank also pay telecom service providers.
Note, i am not a banker but the banks pay taxes to the government, some money( A kind of insurance premium) to the regulatory body, the CBN.
Pays workers salaries, utility bills and build banking offices.

ThinkSmarter:
How many humans, family and friends inclusive will safeguard ur money for you and bear all the risks associated, pays you monthly interests and still pay you ur money, either in party or whole at ur demand without stories?
The N50 quarterly card maintenance fee is paid to interswitch, the third party tech firm in charge of atm/card services.
the bank also pay telecom service providers.
Note, i am not a banker but the banks pay taxes to the government, some money( A kind of insurance premium) to the regulatory body, the CBN.
Pays workers salaries, utility bills and build banking offices.

i lost my zenith Bank ATM card since October, uptil now am still being charged 53.75 kobo every month for card maintenance for an account i have not use since 4 months

ThinkSmarter:
How many humans, family and friends inclusive will safeguard ur money for you and bear all the risks associated, pays you monthly interests and still pay you ur money, either in party or whole at ur demand without stories?
The N50 quarterly card maintenance fee is paid to interswitch, the third party tech firm in charge of atm/card services.
the bank also pay telecom service providers.
Note, i am not a banker but the banks pay taxes to the government, some money( A kind of insurance premium) to the regulatory body, the CBN.
Pays workers salaries, utility bills and build banking offices.

They uses customer money to run business.They give out loans to rich individuals and government and add interest.Banks also deduct charges from companies that pays their staff salaries through the banks.

Joysticks:
They uses customer money to run business.They give out loans to rich individuals and government and add interest.Banks also deduct charges from companies that pays their staff salaries through the banks.

During the time of soludo, the charges are not like this how can you charge both sender and receiver! That's wickedness taken too far

stanleyravos:
During the time of soludo, the charges are not like this how can you charge both sender and receiver! That's wickedness taken too far

I am not supporting them for the illegal charges.What I am saying is despite they use customers savings to give out loans they will still go ahead to deduct charges from customers account.

I don't even understand what Fidelity bank is up to this days.
Once I dail their *770# for any kind of transaction, dem don deduct their 6.48naira, not minding whether the transaction was successful or not..bunch of thieves!!

Joysticks:
I am not supporting them for the illegal charges.What I am saying is despite they use customers savings to give out loans they will still go ahead to deduct charges from customers account.

my brother we are in the same page, how do we beg the mod to help push this to fp

ThinkSmarter:
How many humans, family and friends inclusive will safeguard ur money for you and bear all the risks associated, pays you monthly interests and still pay you ur money, either in party or whole at ur demand without stories?
The N50 quarterly card maintenance fee is paid to interswitch, the third party tech firm in charge of atm/card services.
the bank also pay telecom service providers.
Note, i am not a banker but the banks pay taxes to the government, some money( A kind of insurance premium) to the regulatory body, the CBN.
Pays workers salaries, utility bills and build banking offices.

If I get u correctly, all u mentioned are the reasons why GTB deducts 2naira regularly from my acct for no reason? or monthly sms charge for alert that goes to my email instead?

Fidelity deducts 50naira for atm that I didn't request/don't have? or 6.48 naira just for dialing their shortcode?

Ur justification for their fraudulent charges is really surprising

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