Happy New Year all!!!! As usual, I come with an exciting topic. I'm sure most of you have set your new year's resolution so without further Ado... I thank God for life and all.. I was able to save up to a 100K and i got a new phone with it and still had a lot to spare. The most important thing I did was to stay off all these borrowing or is it loaning apps.. please these things are destiny killers. You won't be able to achieve your goals even in your next lifetime. Some of you may see the BENEFITS but PERSONALLY (abeg it's my opinion) I'd rather die than borrow from someone rather I'll ask, not loan. I hope the government can checkmate these companies and their threats and unsolicited messages. The message was sent to my friend whose name was amongst those for guarantors or contacts.
My advice:
1. Stay away from these companies. You may think you are helping yourself but you are setting yourself aback. Don't let your mind and brain get used to borrowing as an only option!
2. Ask from friends or family to help you out and not to borrow
3. Mind the KIND OF PERMISSIONS you allow your apps have access to. This is where they harvest all your messages, contacts and private information.
ADD YOUR IF YOU HAVE ANY MORE ADVICE.......
And if you are stuck somewhere in your circumstances, I highly recommend only these apps. Some of my friends and family have testified to using them:
1. PalmPay - if you like don't pay, they'll lock your phone's functionality no stupid messages. FROM TRANSSION HOLDINGS (Tecno, Infinix, Itel)
2. Branch
3. Opay
4. Fairmoney - they are really trying sha. Haven't heard any complaints. Your loan gets deducted automatically so there is no much big English

Stay AWAY from
1.. Palm credit- they are very untrustworthy. They have various secondary or baby companies like these sokoloan and the rest, so it's the same tactic!
2. Sokoloan
3. NCredit
4. All those that have bad ratings, FRAUDULENT NAMES and not registered properly.

And those BORROWING, ABEG MAKE UNA DEY PAY NA OR JUST DO RITUAL FOR UNA SELF

As I said I'd rather hug transformer than borrow.. Please start saving, even if it is 50 naira from your 10K salary, nothing is too small! Peace!
Happy New Year from JBRichie!