Despite the economy going cashless, in Nigeria, it's still a very slow process and cash is still the basic means of transaction for you and I.

Basically I always love to have cash lying around for different reasons. In today's post, I'll share with you 6 top reasons to have cash and where you can get urgent cash anytime you need it in 3 simple steps

Let's get into it

1. Emergencies - We all know those things you didn't plan for. A friend calls and asked for urgent cash, a bill comes for one utility or the other, someone you love is sick and need to be treated, . All these are emergencies you don't plan for, and it's good to have cash at hand to be able to tackle them when they come. This will leave you more focused and balanced when you can handle them without stress.

2. Groceries - you shop everyday. While it's good to shop in bulk, some items can't be bought in bulk and you have to purchase them daily. Having urgent cash will come in handy when you want to buy some of these daily grocery.

3. Travel - Travel can also be an emergency. We have all had those periods when we had to travel on a journey we didn't plan for. Maybe someone in your family got sick and you had to travel urgently to care for them. Under this type of emergency condition, not having urgent cash at hand can make you stressed, anxious and depressed.

4. Splitting bills - We all like to go on dates. Personally I do love dates and I'm sure you do too. Having urgent cash in hand can help you pay for your bills during dates. This not only makes you more valued, it makes you put less burden on your partner.


As promised, here is my 3-step favorite method of getting urgent cash in under 5 minutes.
1. Download the Palmcredit app,
2. Register and fill in all the correct details
3. Apply for a loan of your choice and get up to ₦300,000 in less than 5 minutes

The amazing part is that it gives me very low interest rate and a good amount of time to pay back the loan.

This means I never have to get stranded for cash again. Palmcredit got my back.

If you're low On cash today, simply get PalmCredit app.