Hard money loans can be an excellent tool for property investors. They have shorter terms and criteria than traditional lenders and offer people who lack traditional credit an opportunity to invest in property.

Here are the 20 best hard money lenders in New Jersey. If you are thinking about getting a hard money loan in New Jersey, here are the 20 best hard money lenders in New Jersey to consider.


Gelt Financial
Gelt Financial is a Balance Sheet and indirect commercial lender satisfying its clients’ financial needs and goals since 1989. Gelt’s robust commercial product offerings are available to US Citizens and Foreign Nationals. They are one of the hard money lenders in New Jersey that focus on loans between $100,000 and 20 million.

Gauntlet Funding
Based out of New York, Gauntlet Funding offers hard money loans to investors purchasing property in the greater NYC metropolitan area. Gauntlet’s process is in-house, allowing borrowers to work directly with decision-makers and avoid third parties and middlemen.

Wilshire Quinn Capital
Wilshire Quinn Capital is a direct private money lender offering funds through its Wilshire Quinn Income Fund program. Wilshire Quinn is proud of its fast process and outstanding customer service and tries to meet all of its clients’ needs.

Layla Capital
Layla Capital is a lender based in New York City that focuses on small to middle-market debt opportunities in primary and secondary markets worldwide, with a more significant focus on the East Coast and Midwest. Layla Capital is known for transparency, reliability, and consistency in asset-based lending.

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