So it's almost six months now since I used Quickteller online to transfer 300k to a FIRSTBANK account using an ACCESS Bank ATM card. The transaction showed me it was successful but the Firstbank account didn't get the money. Both Access bank and Quickteller claimed the transaction was successful but Firstbank insist they didn't see the money on their network.

Firstbank asked for session ID but both Access and Quickteller couldn't provide it saying such kind of transaction don't generate session ID. I've exchanged calls and mails among the three parties more than 100 times. They will say we are working on it only for them to return with same old information. Firstbank took like three months before they replied quickteller just to tell them they never received the money. Quickteller turned to ACCESS bank and over a month now ACCESS bank has not sent a reply. It's just been a cycle. I've reported to FCCPC but all the parties just keep sending same reply and FCCPC simply just forward their responses to me. I reported to CBN but they sent me a link to fill a form. Form never submitted cos it redirects to a error page. At this moment, it seems there is no end in sight.

Now, since it doesn't look like these guys are willing to go full gear to resolve the issue, I'm thinking only the courts can help. I'm thinking of suing and claiming damages against all Three parties. Pls advice me - is it worth the chase or what else can I do?

Go to court!

Hmmm! Only in Nigeria banks will hold your money and not resolve issues timely without fear of lawsuit. Have u reported to CBN? Search for their Complaint mail and msg them. If they don't act, get a lawyer u are close to and agree that he sues and claim damages. Tell him payment will be when successful. That way, u ensure u don't lose money in trying to get back ur money.