Hello everyone.

I did not want to do this. I am well too busy for this. However, as events have turned out, I understand that the folk who has scammed me of my hard earned money is out there still trying his luck with others.

The story is simple and straightforward:

1. Recently, I created a thread seeking reliable Pay.Pal exchangers: https://www.nairaland.com/7829745/trusted-reliable-paypal-exchanger-needed.

2. The funds were as a result of promoting companies, running to thousands of dol.lars. I was broke but did not want to ask for this money as I was keeping it for something else.

3. My kids were due for resumption and there was no way I could raise money otherwise. Reluctantly, I asked for payment and decided to sell the funds to tackle the issue with my kids future. That was when that thread came on. (I had no card attached hence this decision. Big mistake).

4. This fellow contact me and offered 800 NGN to the USD. I had my suspicion: a month old account, no engagement on his many scamming ads etc. I decided for once to try trusting a 'fresh' Nigerian again, knowing well that I was protected with the GnS service of Pay.Pal.

5. The others were giving me as low as 600! Folks are super greedy in these parts!

6. I decided on him but also decided to break the money down in 100s. The plan was to mitigate risk and keep things easy if anything went south.

7. Immediately the first tranch was sent, I knew that I had made a mistake. The fellow started asking me to confirm that I had received shipment etc.

8. I played along, while doing nothing and wondering how on earth I landed myself in such a cheap mess. That was when the story of he could not access his account came on.

9. I gave me the benefit of the doubt. However, when by the next morning, he did not reach out and failed to credit me, I confirmed he was indeed a sca.mmer.

10. I filed a dispute immediately. For all the grace period, he did not once respond. He only responded today calling me a scamm.er and saying I was paid in full. The guts is what I have never got used to.

11. Well, the issue is firmly in hands of Pay.Pal now and I believe I'll get my money back.

However, I brought this here because:

1. I can see that he is still actively prowling around, looking for more victims to def.raud. It is good to keep folks on here at alert.

2. As a word of caution, any new account here should be ignored. If you're dealing with an old account, make certain that they prove themselves and importantly, have an address you can easily reach out to them. While Nigerians complain of their leaders, they're actually worse. Na opportunity them never get.

3. Finally, the saga inspired me to get a card, link it, withdraw the funds myself and sell at the black market for 920. For every challenge, there is always an opportunity to rise up to it.

Stay safe guys. Will be checking in when I get the chance. Will also update you on Pay.Pal's decision and importantly, how you can withdraw your PayPal funds yourself without risking what I went through.

All here of course. I'm not selling anything - and importantly, know of too many legal means online to make money to even remotely considering roughing anyone.

Peace!

bizfirst:
Hello everyone.

Sorry about your experience. But PayPal funds that are goods and services is not up to N800/$

This is because of the volatile or problematic nature of Paypal funds seeing that the transaction can go south 5months after with gns transactions.

If the funds were fnf then okay but charge back could still happen.

In the business section of nairaland there is an e currency thread for all sort of digital currencies and trusted members who act as escrow there.

One would have thought that as an oldie on the forum you should know the thread but on second thoughts there are sections of nairaland that I don't visit myself and was amazed as to the good stuff they had when I read through.

Please share with me/us ways to make money online that is working for you. Country hard abeg

CuriousX:


Sorry about your experience. But PayPal funds that are goods and services is not up to N800/$

This is because of the volatile or problematic nature of Paypal funds seeing that the transaction can go south 5months after with gns transactions.

If the funds were fnf then okay but charge back could still happen.

In the business section of nairaland there is an e currency thread for all sort of digital currencies and trusted members who act as escrow there.

One would have thought that as an oldie on the forum you should know the thread but on second thoughts there are sections of nairaland that I don't visit myself and was amazed as to the good stuff they had when I read through.

Please share with me/us ways to make money online that is working for you. Country hard abeg

Never knew that was available as I hardly visit the business section

Sometimes, I don't even visit this section (or Nairaland) for months.

Not an excuse though: I should have seen the red flags, in retrospect... they are always there... in this case, they were there.

Family and obligation blinded me. My mess though, not still an excuse.

As for the funds: I have several niche sites I built and ranked years ago, using SEO.

Most of them were monetized with recurring affiliate programs that still pay today, years after.

Will check out the business section, not for PayPal though (generally). I will also look around when I get the time. It appears we now have more thieves than honest folks in Nigeria, who knows what service I might need next?

The PP challenge forced me to get a card, link it and withdraw cash, all in less than 7 days

Thanks.

At least you learn your lesson without getting your fingers burnt.

It's great you're also telling people about it so they don't get burnt.

More grease to your niche site

Update: 28th Sept., 2023.

PayPal ruled in my favor yesterday and I got my money back, the entire $100.

Though I was mad about the fruad all through, I was relieved a bit yesterday when my money came back.

Now, some observation:

1. Nairaland is FULL of scam.mers and 'working boys' today. It isn't the good, old forum I use to know. If you need you deal with anyone here, PROTECT yourself by all means necessary.

2. I observed during this time that most of the offers here are plain frau.d, run by accounts less than a year. Many are only a month old. Avoiding such accounts entirely is best.

3. If you have PayPal funds (or any other funds for that matter), find a way and withdraw same YOURSELF! It isn't as difficult as it sounds. This challenge taught me that... learn from my mistake!!

4. If you must sell PayPal funds, make it GnS. FnF is too risky and a haven for frau.dsters. The only reason, I believe, I got back my money is that it was sent via GnS and not FnF. Don't let lower rates or PayPal fees scare you... It isn't usually worth it.

5. As for JegAxe, I sent him a piece of my mind via the same medium he attempted scamming me on. And, as stated there, SO SHALL IT BE!

6. Finally, always have records for financial dealings. No phone or WhatsApp calls. Everything should be reduced to writing (eg. WhatsApp msgs). You never know when disputes might or will arise. Imagine if everything done with JegAxe was oral!

Take care, you all and watch your backs... Nigerians aren't smiling...our problem as a nation is clearly beyond bad leaders, hyper inflation and unaffordable gasoline

To sign off, I may likely not respond to any messages or replies after this is posted. I signed in only to post this and right after, will be signing out again.

Peace!