falcon01:
I don't have money to do packaging 🥹

Birdbyrde440:
Nigerians are full of fake life. It's out of hand, nobody wants to live according to their means.

If you see me on the streets you will think am one poor guy, I live in a middle class neighbourhood and my apartment is horrible.
So a day in my life is boring, like today I made 25k. I will save 10k, investment 10k or save it. I use the remaining to take care of myself and if I make another 25k tomorrow I save 20k and invest 5k.

Develop saving culture. Someone will say "I make 50k a month how can I save?"
You can not save because you want to do big man and not live according to your means. If I make 50k a month, I'm definitely saving 20k every month, if the remaining 30k gets exhausted I will starve. You must be determined and committed.
If you are married with kids, earning 50k and probably still renting an apartment... I just want to tell you that you have made the greatest mistake of not planning.

If you start saving you find out that you are always prepared for eventualities, you don't have time for frivolities like pizza and ice cream, some people even eat once a day. Spend the bearest minimum for the best qualities because these are hard times, stop wasting your scarce resources.

If you are from a rich home like me I advise you to adopt saving and investing because no matter how rich your parents are, once you clock 30 they will want you to work or engage in something to earn income and do you expect your parents to fund your marriage? If yes then you will be a fool at 40.

I was inspired to write this because my new job requires interaction with people and I discovered that 65% of Nigerians are flat out broke, living hand to mouth.... pathetic!
Then I started to wonder, how do these people use their resources..
You need to get little. Don't be Packaging and living fake life.
How can you be using iPhone 15 pro max and you say you are broke?

The thing just tire me.

SoNature:
Nice advice. However, I think people also need to consider having multiple streams of income. If we are being sincere here, 50k cannot do anything for any man who lives and works in a major city like Lagos, Abuja or PH.

Saving is good, but being more enterprising to diversify your revenue resources is more important. Diversifying one's sources of income doesn't mean betting and gambling though.

SoNature:
Nice advice. However, I think people also need to consider having multiple streams of income. If we are being sincere here, 50k cannot do anything for any man who lives and works in a major city like Lagos, Abuja or PH.

Saving is good, but being more enterprising to diversify your revenue resources is more important. Diversifying one's sources of income doesn't mean betting and gambling though.

Birdbyrde440:
Nigerians are full of fake life. It's out of hand, nobody wants to live according to their means.

If you see me on the streets you will think am one poor guy, I live in a middle class neighbourhood and my apartment is horrible.
So a day in my life is boring, like today I made 25k. I will save 10k, investment 10k or save it. I use the remaining to take care of myself and if I make another 25k tomorrow I save 20k and invest 5k.

Develop saving culture. Someone will say "I make 50k a month how can I save?"
You can not save because you want to do big man and not live according to your means. If I make 50k a month, I'm definitely saving 20k every month, if the remaining 30k gets exhausted I will starve. You must be determined and committed.
If you are married with kids, earning 50k and probably still renting an apartment... I just want to tell you that you have made the greatest mistake of not planning.

If you start saving you find out that you are always prepared for eventualities, you don't have time for frivolities like pizza and ice cream, some people even eat once a day. Spend the bearest minimum for the best qualities because these are hard times, stop wasting your scarce resources.

If you are from a rich home like me I advise you to adopt saving and investing because no matter how rich your parents are, once you clock 30 they will want you to work or engage in something to earn income and do you expect your parents to fund your marriage? If yes then you will be a fool at 40.

I was inspired to write this because my new job requires interaction with people and I discovered that 65% of Nigerians are flat out broke, living hand to mouth.... pathetic!
Then I started to wonder, how do these people use their resources..
You need to get little. Don't be Packaging and living fake life.
How can you be using iPhone 15 pro max and you say you are broke?

The thing just tire me.

Birdbyrde440:
Nigerians are full of fake life. It's out of hand, nobody wants to live according to their means.

If you see me on the streets you will think am one poor guy, I live in a middle class neighbourhood and my apartment is horrible.
So a day in my life is boring, like today I made 25k. I will save 10k, investment 10k or save it. I use the remaining to take care of myself and if I make another 25k tomorrow I save 20k and invest 5k.

Develop saving culture. Someone will say "I make 50k a month how can I save?"
You can not save because you want to do big man and not live according to your means. If I make 50k a month, I'm definitely saving 20k every month, if the remaining 30k gets exhausted I will starve. You must be determined and committed.
If you are married with kids, earning 50k and probably still renting an apartment... I just want to tell you that you have made the greatest mistake of not planning.

If you start saving you find out that you are always prepared for eventualities, you don't have time for frivolities like pizza and ice cream, some people even eat once a day. Spend the bearest minimum for the best qualities because these are hard times, stop wasting your scarce resources.

If you are from a rich home like me I advise you to adopt saving and investing because no matter how rich your parents are, once you clock 30 they will want you to work or engage in something to earn income and do you expect your parents to fund your marriage? If yes then you will be a fool at 40.

I was inspired to write this because my new job requires interaction with people and NJI discovered that 65% of Nigerians are flat out broke, living hand to mouth.... pathetic!
Then I started to wonder, how do these people use their resources..
You need to get little. Don't be Packaging and living fake life.
How can you be using iPhone 15 pro max and you say you are broke?

The thing just tire me.

BigBlackPreek:
Youth of nowdays you see them buying and changing super phones of 100s of thousands like they be changing diapers on a monthly basis without having a single business they are doing and they will stay criticise the government saying the economy is bad 😂 😂 😂

mrvitalis:

So if you make 1200 a day... Tell us how much u would save and how much you would invest

Oya talk

Birdbyrde440:


I will save and invest N750, use the rest to take care of myself for the day. My meal can be 100naira bread, hot Lipton and sugar.

mrvitalis:

Do you even know the definition of poverty?
Do you even know the methodology used to arrive at the figure you quoted?

Nigerian educational system need rethinking and complete overhaul

See the absolute crap someone is writing?

Birdbyrde440:



It's my personal estimation and I'm definitely sure its atleast near accurate.
What's the difference between education and schooling?

mrvitalis:

So someone who earns or males 50k and spends 50k is poor ? By your definition?

Christistruth03:

That is not the worst part

The worst part is that those who are Greedy
and love fake life are constantly trying to turn those who have ability or are hard workers into their Slaves

For example Mohbad

Hedonisco:
Well, to each their own.

What I do know is that life must be lived to the fullest. There's no point 'wasting' one's youth, missing out on memorable and exciting experiences in the name of saving away like scruge.

I work in order to live. I do not live in other to work.

So rather than device ways to save more, I prefer to devise ways to make more money... My income has to continuously exceed my expenses. I rather squander all my money and experience untold penury if that is what it takes to activate my creative brain cells to think up schemes to make money. But to save mindlessly and miss out on life's pleasures? Mba o. Not me.

Birdbyrde440:



How is that possible?

Mohbad was played due to his desperation to be rich and popular, how can you sign Contract without reading and understanding fully its content?

Christistruth03:


One example is embezzling funds meant for paying Wages the workers now become beggars for their own wages

Peterobi90:
If your salary is 50k, you would save 30k... stop blabbing..

Peterobi90:
If your salary is 50k, you would save 30k... stop blabbing..

Birdbyrde440:



Hope you know that the economy is in depression, there's no way to make more money in Nigeria except through politics and entertainment.

What happens if after living large you find yourself in an emergency and need money urgently to solve urgent need?

I'm sure you are a female from the way you think, men think about the future.

Hope you know that the economy is in depression, there's no way to make more money in Nigeria except through politics and entertainment.