StreSERT Services Limited - Our client, one of the leading banks in the country is seeking to employ suitably qualified candidates to fill the position below:

Job Title: Merchant‭ Loan Field Credit Officers Aka (Merchant Field Credit‬ Officer)

Locations: Lagos And Abuja

Job Description:

As‭ the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious‬

attention‭ to details, data driven and have adequate territorial knowledge of your environment. You‬ are‭ responsible for evaluating clients' financial information, verifying merchants and assessing risk‬ ‭ratios.‬

You‭ are self-driven, result oriented and most importantly – An A player. You are primarily responsible‬ for‭ executing Fairmoney’s Merchant loan strategy to correctly position it within the landscape in‬
Nigeria‭ by working with the Sales and Collections team in cementing the FairMoney strategy of‬ ‭becoming the largest neobank in Nigeria.‬

Responsibilities‬‭

‭●‬ Onboard‭ Viable Merchants on the Fairmoney Business Platform.‬

‭●‬ Evaluate‭ credit worthiness of Merchants‬

‭●‬ Physically‭ verify Merchants Location and business financial health for loan consideration.‬

‭●‬ Interview‭ Merchants to determine their financial eligibility and feasibility‬

‭●‬ Support‭ merchants with questions they might have.‬

‭●‬ Justify‭ decisions (approvals/rejections) and report on them‬

‭●‬ Maintain‭ an active knowledge base of all of the organization’s loan products and an‬

understanding‭ of the qualifications required of each Merchant.‬

●‬‭ Build‭ long term, trusting relationships with customers‬

●‬‭ Grow‭ and achieve loan portfolio targets for merchants.‬

Qualifications‭ & Skills‬

●‬‭ A‭ First Degree BSC‬
●‬‭ Preferably Male

●‬‭ 1‭ year Minimum relevant work experience in a financial organization preferably Microfinance‬

Banks,‭ Fintechs)‬

‭●‬ Excellent‭ knowledge of loan application procedures.‬

‭●‬ Socially‭ and emotionally aware.‬

‭●‬ Must‭ have a Smartphone.‬

‭●‬ Strong‭ communication skills and proven customer service experience.‬

‭●‬ Exceptional‭ analytical skills and the ability to work with complicated financial data.‬


‭●‬ ‭Demonstrable knowledge of credit risk analysis‬

Renumeration
●‬ N100,000 – N150,000 Monthly Net


How to Apply
Applicants who meet the requirements listed above should forward their CVs to ‘outsourcing@stresertservices.com’ using ‘MFC-LAGOS’ or ‘MFC-ABUJA’ as subject of the mail.