I've used my ATM several places on Nigerian websites - I am also glad I did! 

But one irony about it using ATM Cards on the internet is that some sites are not even sure enough! - "HTTPS" is the main issue!

I use to buy my phone calling cards online and today I found "reloadng.com" - Quite affordable for me, so I decided to join and begin purchasing cards!

But fortunately, when I was at the last point of making my payment - I realized the page is not secured with SSL so I paused for few seconds wondering if I should go ahead! - I then decided to quit it!

Why? - Thats just the question!

I know alot more Nigerian websites uses Interswitch Debit Cards as payment option and I know the Nigerian habbit of SCAM and FRAUD! - (Not the site owners actually, but thirdtparties!)

When valuable data is been transfered without a secure socket layers, it is bound to be acquired by thirdparties. Thats just the risk!

Its time when we want to obtain valuable data (like credit card details, debit cards, passwords, pin numbers etc) from our Customers, we should ensure maximum security.

Actually you might feel its not necessary, but remember we have Programmers and Hackers with bad intentions around Nigeria! - They could harm your Customers, make unauthorized use of their ATM Cards or even steal all their Money. If it happens, your customers will blame non but you! - Be WARNED!

Well, I could write alot more about this. But what do you think of my view? and am I secure to proceed with my purchase?