fxbot:
ME and risk na twins... especially taking risk with my money lol.

dearpreye:
I know some of us will protest that the year isn't actually over. Yes. That's correct. We still have close to 3 weeks to the end of 2015. But the truth is, a lot of us are already mentally in 2016; we simply can't wait to put our 2015 lessons into action into 2016. Time waits for nobody.

In the course of the year, I've made a lot of mistakes and have equally learned many invaluable lessons. I'm very happy to share with us some of those incredible lessons. Let me bare the bitter lessons alone. LOL!

Finance. I'll start here because money is one of the most important things we can have. If you're still worried about money like I do, then you're still not financially independent. This year it became very obvious to money that your true state of wealth isn't dependent on HOW MUCH you earn, but how much keep and invest to create passive income for you. It doesn't matter how much you earn, as long as you keep living above your income, you'll be broke. This lesson appears very normal but it's unfortunate MOST people still fall a prey to this financial error. Another lesson is that, as long as you have only ONE source of income, you'll never be truly wealthy. This year was the year of greater financial responsibility for ME. I became more aware aware of the rules of money. If you don't seek other sources of income alongside your current one, when the tides are out, you'll finally see that you were simply swimming unclad beneath the water. If you don't take charge of your finance, you'll remain broke. The festive period is here. Most of us will be broke by second week of January, 2016, irrespective of how much we have now or at the end of this month. I took a greater responsibility for my money and I'm better off. Any area of your life will suffer if YOU'RE NOT in charge.

Friends. I'm finally aware that I don't need too many friends. Most of those who mistake for our friends aren't really friends. It will take some an incident to find out their true colours. We must be careful to separate between our friends and our colleagues. Sometimes all that connect you with some persons is that you carry the same company's ID card. Pick your friends carefully.

Success. You will never amount to anything if you keep blaming the economy, the government or others for your present situation. This year I became more responsible for my life. It matters very little what others do or say, I'm finally the one responsible for my success or failure. I understood this year that for anyone to succeed, they must be willing to change. I know change is painful but it's the ONLY way we can get to where we want to get to. To succeed, you must of necessity surround yourself with people who have a dogged desire an determination to succeed. You must after nice with people of unparalleled and white hot desire for success. If you mingle with the mediocre, you'll be a mediocre. If you mingle with the visionary, you'll become visionary. God has created mankind. Whatever mankind chooses to do depends on him.

Risk. I was finally able to take some risks this year. It was not easy placing my feet on some unfamiliar territory. It's either you take risks OR you're at risk. I finally was able to try another source of income beside my steady income from my job. It wasn't easy. Kudos to all business men and women. Kudos to all the risk takers in house. This year it became clearer that if you want to become great, you must take risks. If you keep seeking security,opportunities will pass you by. All billionaires are risk takers. I'll take more in 2016. Learn to take bigger risks.

Entrepreneurship. I realised a lot of us can become entrepreneurs if we're willing to learn the skills and align whatever we want to do with our core passion. If you hate the Rat Race like I do, you'll surely find a way out- including becoming an entrepreneur. It's takes only passion, skills and an open mind to become one.

God doesn't build nations. He didn't build Dubai. He didn't build the US we all crave to visit. He didn't build the UK. He didn't build Japan. And He won't build our nation OR any other nations. He doesn't do for man what man can do for himself. Man is imbued with ALL it takes to build himself. As far as we keep expecting God to build our lives or systems or nations, we will wait forever. Man was designed or create and find solutions to his own challenges.

Change. You cannot change any situation that you tolerate. As far as you keep excusing your errors and defects, there won't be any progress in your life. For you to experience any development, you'll first change your habits and attitude. I was able to drop some inimical habits and I'm happier today. You are in charge of your life. You have all it takes to progress and improve all areas of your life. If you're unwilling to change, then you'll be stuck in the same position for life. Things don't change on their own accord; you must drive them.

I'll love to share some more BUT these should do. Please, kindly share some of yours with us. Learning never ends as far as we are alive.

Lalasticalala, Mynd44, lasis69, let's do the needful.

dearpreye:


Hmmmm.....You've got to take calculated risks if you desire greatness. It's a MUST!

anonimi:
Great post OP.
I am encouraged and believe many fellow NLers are also.
More blessings o jare



www.nairaland.com/attachments/2851343_screenshot201509122155001_jpegbfa7784d893218beec7bbaa410aae3d9




www.nairaland.com/attachments/2855735_twooptionswallpaper10579600_jpeg618d634ba6258d93161d282181afdc68

brunofarad:
Well ,

I learnt that there's bountiful opportunities abound here in Nigeria,irrespective of what some other youths of my age think.

You only have to think outside the box

That's the key

chesterlee:
Nice one @DearPreye

dearpreye:
I know some of us will protest that the year isn't actually over. Yes. That's correct. We still have close to 3 weeks to the end of 2015. But the truth is, a lot of us are already mentally in 2016; we simply can't wait to put our 2015 lessons into action into 2016. Time waits for nobody.

In the course of the year, I've made a lot of mistakes and have equally learned many invaluable lessons. I'm very happy to share with us some of those incredible lessons. Let me bare the bitter lessons alone. LOL!

Finance. I'll start here because money is one of the most important things we can have. If you're still worried about money like I do, then you're still not financially independent. This year it became very obvious to money that your true state of wealth isn't dependent on HOW MUCH you earn, but how much keep and invest to create passive income for you. It doesn't matter how much you earn, as long as you keep living above your income, you'll be broke. This lesson appears very normal but it's unfortunate MOST people still fall a prey to this financial error. Another lesson is that, as long as you have only ONE source of income, you'll never be truly wealthy. This year was the year of greater financial responsibility for ME. I became more aware aware of the rules of money. If you don't seek other sources of income alongside your current one, when the tides are out, you'll finally see that you were simply swimming unclad beneath the water. If you don't take charge of your finance, you'll remain broke. The festive period is here. Most of us will be broke by second week of January, 2016, irrespective of how much we have now or at the end of this month. I took a greater responsibility for my money and I'm better off. Any area of your life will suffer if YOU'RE NOT in charge.

Friends. I'm finally aware that I don't need too many friends. Most of those who mistake for our friends aren't really friends. It will take some an incident to find out their true colours. We must be careful to separate between our friends and our colleagues. Sometimes all that connect you with some persons is that you carry the same company's ID card. Pick your friends carefully.

Success. You will never amount to anything if you keep blaming the economy, the government or others for your present situation. This year I became more responsible for my life. It matters very little what others do or say, I'm finally the one responsible for my success or failure. I understood this year that for anyone to succeed, they must be willing to change. I know change is painful but it's the ONLY way we can get to where we want to get to. To succeed, you must of necessity surround yourself with people who have a dogged desire an determination to succeed. You must after nice with people of unparalleled and white hot desire for success. If you mingle with the mediocre, you'll be a mediocre. If you mingle with the visionary, you'll become visionary. God has created mankind. Whatever mankind chooses to do depends on him.

Risk. I was finally able to take some risks this year. It was not easy placing my feet on some unfamiliar territory. It's either you take risks OR you're at risk. I finally was able to try another source of income beside my steady income from my job. It wasn't easy. Kudos to all business men and women. Kudos to all the risk takers in house. This year it became clearer that if you want to become great, you must take risks. If you keep seeking security,opportunities will pass you by. All billionaires are risk takers. I'll take more in 2016. Learn to take bigger risks.

Entrepreneurship. I realised a lot of us can become entrepreneurs if we're willing to learn the skills and align whatever we want to do with our core passion. If you hate the Rat Race like I do, you'll surely find a way out- including becoming an entrepreneur. It's takes only passion, skills and an open mind to become one.

God doesn't build nations. He didn't build Dubai. He didn't build the US we all crave to visit. He didn't build the UK. He didn't build Japan. And He won't build our nation OR any other nations. He doesn't do for man what man can do for himself. Man is imbued with ALL it takes to build himself. As far as we keep expecting God to build our lives or systems or nations, we will wait forever. Man was designed or create and find solutions to his own challenges.

Change. You cannot change any situation that you tolerate. As far as you keep excusing your errors and defects, there won't be any progress in your life. For you to experience any development, you'll first change your habits and attitude. I was able to drop some inimical habits and I'm happier today. You are in charge of your life. You have all it takes to progress and improve all areas of your life. If you're unwilling to change, then you'll be stuck in the same position for life.

coolhumble:
You made my whole day. Thank you bro!

Macelliot:

Nice one!

fxbot:
sure but even though it is calculated, only results can tell if you did right or wrong.

jomoh:


You just analysed 85% of what is going on in my life presently.

dearpreye:


Thank you, too. And more than

ks for reading. Compliments of the season.

onstelly:
2015 was a year that was actually full of surprises for me
And I pray the up coming year will be more better

mentorandfriend:
I learnt a lot, and the summary is in personal development and building networks/relationships.

1) Law Of Making A Contribution:

You can never find a higher sense of worth until the things you do start making a difference in people's lives.

Going to bed is sweeter when you are aware that someone somewhere is living the good life because of your contribution.

Life becomes very interesting when you know you're meeting a need and you're the reason behind a person's smile.

As a personal mantra in 2015, this was it: MY LIFE HAS TO HELP OTHER PEOPLE SHAPE UP THEIR LIVES AS WELL.

2) Law Of Private Victories:

Private victories precede public victories. I was very committed to personal development like never before. I make sure it works for me first. I used myself as a guinea pig of many experiments, and guess what, I was better for it.

3) Battered, Broken, But Still Standing.

Law Of Perseverance. I went through a lot of challenges this year, but I was upheld; and I wouldn't be stopped.

It is a lesson I would love to share on a good day to our youths. Instead of sitting down and whining about the government in every discussion, we must take it upon ourselves to create the future we deserve. I embraced HARD WORK, SMART WORK, and NETWORK. I did freelancing in speaking and writing. As a doctor, I covered for a lot of private hospitals in town, sometimes going for a week without sleeping on my bed at home. I ordered for and sold wristwatches from Indonesia, Singapore, Malaysia, etc. I delivered well sown shirts from Aba to my colleagues at gains of N1500 or more per shirt. I'm delving into poultry business next year.

Everyone should smell the coffee and wake up.

Goodboy2012:




Like how much does one require to start a poultry business ?

dearpreye:
I know some of us will protest that the year isn't actually over. Yes. That's correct. We still have close to 3 weeks to the end of 2015. But the truth is, a lot of us are already mentally in 2016; we simply can't wait to put our 2015 lessons into action into 2016. Time waits for nobody.

In the course of the year, I've made a lot of mistakes and have equally learned many invaluable lessons. I'm very happy to share with us some of those incredible lessons. Let me bare the bitter lessons alone. LOL!

Finance. I'll start here because money is one of the most important things we can have. If you're still worried about money like I do, then you're still not financially independent. This year it became very obvious to money that your true state of wealth isn't dependent on HOW MUCH you earn, but how much keep and invest to create passive income for you. It doesn't matter how much you earn, as long as you keep living above your income, you'll be broke. This lesson appears very normal but it's unfortunate MOST people still fall a prey to this financial error. Another lesson is that, as long as you have only ONE source of income, you'll never be truly wealthy. This year was the year of greater financial responsibility for ME. I became more aware aware of the rules of money. If you don't seek other sources of income alongside your current one, when the tides are out, you'll finally see that you were simply swimming unclad beneath the water. If you don't take charge of your finance, you'll remain broke. The festive period is here. Most of us will be broke by second week of January, 2016, irrespective of how much we have now or at the end of this month. I took a greater responsibility for my money and I'm better off. Any area of your life will suffer if YOU'RE NOT in charge.

Friends. I'm finally aware that I don't need too many friends. Most of those who mistake for our friends aren't really friends. It will take some an incident to find out their true colours. We must be careful to separate between our friends and our colleagues. Sometimes all that connect you with some persons is that you carry the same company's ID card. Pick your friends carefully.

Success. You will never amount to anything if you keep blaming the economy, the government or others for your present situation. This year I became more responsible for my life. It matters very little what others do or say, I'm finally the one responsible for my success or failure. I understood this year that for anyone to succeed, they must be willing to change. I know change is painful but it's the ONLY way we can get to where we want to get to. To succeed, you must of necessity surround yourself with people who have a dogged desire an determination to succeed. You must after nice with people of unparalleled and white hot desire for success. If you mingle with the mediocre, you'll be a mediocre. If you mingle with the visionary, you'll become visionary. God has created mankind. Whatever mankind chooses to do depends on him.

Risk. I was finally able to take some risks this year. It was not easy placing my feet on some unfamiliar territory. It's either you take risks OR you're at risk. I finally was able to try another source of income beside my steady income from my job. It wasn't easy. Kudos to all business men and women. Kudos to all the risk takers in house. This year it became clearer that if you want to become great, you must take risks. If you keep seeking security,opportunities will pass you by. All billionaires are risk takers. I'll take more in 2016. Learn to take bigger risks.

Entrepreneurship. I realised a lot of us can become entrepreneurs if we're willing to learn the skills and align whatever we want to do with our core passion. If you hate the Rat Race like I do, you'll surely find a way out- including becoming an entrepreneur. It's takes only passion, skills and an open mind to become one.

God doesn't build nations. He didn't build Dubai. He didn't build the US we all crave to visit. He didn't build the UK. He didn't build Japan. And He won't build our nation OR any other nations. He doesn't do for man what man can do for himself. Man is imbued with ALL it takes to build himself. As far as we keep expecting God to build our lives or systems or nations, we will wait forever. Man was designed or create and find solutions to his own challenges.

Change. You cannot change any situation that you tolerate. As far as you keep excusing your errors and defects, there won't be any progress in your life. For you to experience any development, you'll first change your habits and attitude. I was able to drop some inimical habits and I'm happier today. You are in charge of your life. You have all it takes to progress and improve all areas of your life. If you're unwilling to change, then you'll be stuck in the same position for life. Things don't change on their own accord; you must drive them.

I'll love to share some more BUT these should do. Please, kindly share some of yours with us. Learning never ends as far as we are alive.

Lalasticalala, Mynd44, lasis69, let's do the needful.

mentorandfriend:
If you have N100,000 you're good to go.

IHate9ja1:
2015 has been a great year,all thanks to God for his direction and the helpers he has sent my way. Well many have achieved success WITHOUT God but for me I return all glory and honor back to him.
I have tried a lot but my OWN efforts practically failed,but when I called on God,went fasting and praying doors were opening,divine connections etc.
God won't do everything for man,he would only show up when such person has put in his/her best!
Another lesson is that God works according to his own calendar/time and agenda,not ours!

#patience!

dearpreye:


That's some great, short but smart testimony. I'm so happy you were able to find your answers in Him Who created the heavens and the earth. I believe that should serve as your winning formula. Just stick to it. And it's my prayer that 2016 shall be very great in every ramifications.

Rose2014:


Since after I was banned for no reason, I've not had the appetite to login here. I only just visit here once in a while now as a guest, read some headlines or a few comments and leave. Anyway, until I saw this piece by you

It's funny that we think alike in almost every aspect of life yet I don't know u and vice versa.

I've never bn a believer on one source of income. Apart from my primary white collar job which earns a decent amount, I added another source of income 3 years ago(turned out to be one smart move)
I've also once started a business that didn't see the light of the day too . Not to mention, it gulped some funds that could've bn put to better use. But you HAVE to take those calculated risks in business. All join
Right now, I'm working on a third source of income. Which could either turn out to be a huge move or gulp money n fail (Oghene forbid)
Funny enough, If you don't take those risks of creating another source of income, you're taking a greater risk of putting all your eggs in one basket. What if you're laid off or fired?

Apart from taking risks, another important attribute is humility. The more humble you are as an entrepreneur, the more successful you'll be. You have to be very very humble towards your customers/clients. Listen to their complaints, apologise n make changes as needed. Make your customers/clients feel like they're your bosses. You need them cos loyalty is very important while u try to win new customers/clients over . Also the ones that are satisfied with your product or service, they will refer your company to others. Hence humility won't kill you rather u're securing your future financially. The end will justify the means


I would've said more but I'm a bit occupied now
Nice piece by you as usual. #respect#

IHate9ja1:

Amen
Thank you sir,greetings from PH

plainmirror:
I summarized my 2015 resolutions with this acronym
G- ive
R- espect
T- hink positive
S- ave money
S- tay happy

2016 modus operandi in underway #fearGod

Goodboy2012:



Is dat all d cost plus rent and others?



And what's d payback period ?