TheGuyFromHR - You are very lucky your father paid for your DL.........

My father refused to pay, and denied me access to his Mercedes-Benz (that had a Toyota engine fitted).......

Lexusgs430:
TheGuyFromHR - You are very lucky your father paid for your DL.........

My father refused to pay, and denied me access to his Mercedes-Benz (that had a Toyota engine fitted).......

Kilode Your papa na iron man?

kode12:

Kilode Your papa na iron man?

Hin own pass iron man........ Very stingy oldman...... If no be God.........

Now he Expects me to forget my history......... If to say I be God...... Many pipu go don kick drum.......

Does anyone use creditkarma? Are their scores accurate? I used up about 70% of one of my cards, just a few days before my cc company produced a statement, so it reflected on the statement, and on Creditkarma as well. Few days later, my credit score, tanked by about 23 points.

kode12:
Does anyone use creditkarma? Are their scores accurate? I used up about 70% of one of my cards, just a few days before my cc company produced a statement, so it reflected on the statement, and on Creditkarma as well. Few days later, my credit score, tanked by about 23 points.

Lexusgs430 abeg give me rhema.

Lexusgs430:


Hin own pass iron man........ Very stingy oldman...... If no be God.........

Now he Expects me to forget my history......... If to say I be God...... Many pipu go don kick drum.......

The qualities he passed down, equipped you for the life in UK now.

kode12:

Lexusgs430 abeg give me rhema.

Don Jazzy got him first........

kode12:


The qualities he passed down, equipped you for the life in UK now.

Very well said...... Some ill treatments, are actually a very good dose of realities......

If you don't learn from them....... You can never learn.......

Naric, also a cscs card

level10:
Abeg help a brother.
How do I get a job as an engineer here in the uk.
I have been working in a care home since I arrived here 6months ago on spousal visa.
I studied mech engineering in Nigeria.
Please what do I need to do to be able to work as an Engineer.

Looking to buy a house next year so we saving now. We stay in south west. Its not help2buy as that doesn’t cover our budget as I hear help2buy is 250k max then. Any tips?

kode12:
Does anyone use creditkarma? Are their scores accurate? I used up about 70% of one of my cards, just a few days before my cc company produced a statement, so it reflected on the statement, and on Creditkarma as well. Few days later, my credit score, tanked by about 23 points.

They do update pretty quickly usually within days sometimes. Your score will reduce lower the longer the debt is held unpaid. It's because your credit exposure is higher now.

mrcodebreaker:
Looking to buy a house next year so we saving now. We stay in south west. Its not help2buy as that doesn’t cover our budget as I hear help2buy is 250k max then. Any tips?

Have you looked at the 95% mortgages? The cap is 600k

Ticha:


Have you looked at the 95% mortgages? The cap is 600k

Not quite. I ll google and read about it. But looking for a detached 4bedroom that is 3 floors as opposed to 2 floors. So its not been easy search.

kode12:
Does anyone use creditkarma? Are their scores accurate? I used up about 70% of one of my cards, just a few days before my cc company produced a statement, so it reflected on the statement, and on Creditkarma as well. Few days later, my credit score, tanked by about 23 points.

70% is alot to use on a credit card...try to pay off the money used and stick with 10-20% for the next 3 months...

The best way to increase your ratings is usually by paying off your credit card twice a month...when you make a purchase pay something into the card like two weeks before they take the scheduled payment and ensure you choose the option of making full payment

Good afternoon house!

Please I'd like to confirm from those already in the UK if our local dollar (GTBank) card works over there for payment such as hotel bills, COVID-19 tests, etc.

We intend using our card upon arrival, since cash payment are usually not preferred.

Thanks ALL!

mrcodebreaker:


Not quite. I ll google and read about it. But looking for a detached 4bedroom that is 3 floors as opposed to 2 floors. So its not been easy search.

Have you stayed in 3 floors to be sure you like such a house , all that stairs might make 2 floors better and easier to sell later on

Also townhouse tends to be the ones with 3 floors, I hardly seen detached with 3 floors expect those that have loft conversion

.

good day our elders, please how does someone apply for cc without 3 years worth of UK address

kode12:
Does anyone use creditkarma? Are their scores accurate? I used up about 70% of one of my cards, just a few days before my cc company produced a statement, so it reflected on the statement, and on Creditkarma as well. Few days later, my credit score, tanked by about 23 points.

I use credit karma too. It’s very accurate every little spend or application shows and affects your credit score immediately.

mrcodebreaker:


Not quite. I ll google and read about it. But looking for a detached 4bedroom that is 3 floors as opposed to 2 floors. So its not been easy search.

More or less you’re looking for a town house.

Mamatukwas:


Lol, back oh . Thank you.

Mamatukwas please I PMed you. I need to send an item from Nigeria. Can it get delivered before 14th of September please?

.

LagosismyHome:


Have you stayed in 3 floors to be sure you like such a house , all that stairs might make 2 floors better and easier to sell later on

Also townhouse tends to be the ones with 3 floors, I hardly seen detached with 3 floors expect those that have loft conversion

Yes town house but DETACHED. I want my wife and I to be on a separate floor from children as we will use it for home office. its a house to live in for life so we are trying to be right. We have seen one sha, its like 480k. But still searching for something cheaper.

marylandcakes:


More or less you’re looking for a town house.

Yes town house but DETACHED. I want my wife and I to be on a separate floor from children as we will use it for home office. its a house to live in for life so we are trying to be right. We have seen one sha, its like 480k. But still searching for something cheaper.

Hello guys,
My husband and I came into the UK on Thursday, he started feeling sick on Saturday and not getting any better even after taking malaria treatment. Our day 2 covid result is not back yet but i plan to call 999 regardless. Is there any implication if I do? What is the worst that can happen please?

Preshyi:
Hello guys,
My husband and I came into the UK on Thursday, he started feeling sick on Saturday and not getting any better even after taking malaria treatment. Our day 2 covid result is not back yet but i plan to call 999 regardless. Is there any implication if I do? What is the worst that can happen please?

Sorry about that, could be malaria. There shouldn't be, but be clear to the NHS on the type of visa you have when registering because one wanted to slam us with bill as private before GP registration.

Call the ambulance or emergency it is your right. Its even the quickest way to see a doctor. Or You can go to the hospital emergency section.

twizzie:


Mamatukwas please I PMed you. I need to send an item from Nigeria. Can it get delivered before 14th of September please?

Oh oh. Missed it. Let me go and check again.

Thank you

fatima04:


Sorry about that, could be malaria. There shouldn't be, but be clear to the NHS on the type of visa you have when registering because one wanted to slam us with bill as private before GP registration.

Thanks

mrcodebreaker:
Call the ambulance or emergency it is your right. Its even the quickest way to see a doctor. Or You can go to the hospital emergency section.

Lexusgs430:



Don Jazzy got him first........

Loool. Abeg oh

EngrSaks:


70% is alot to use on a credit card...try to pay off the money used and stick with 10-20% for the next 3 months...

The best way to increase your ratings is usually by paying off your credit card twice a month...when you make a purchase pay something into the card like two weeks before they take the scheduled payment and ensure you choose the option of making full payment

Yeah that’s true. I didn’t expect it to have such huge impact, considering I had another card that’s got 0% utilisation.
Credit karma makes a weekly credit request, but my CC provider only provides updates on a monthly basis, so I’m waiting for the next cycle.
I’ve learnt my lesson lol, at this point, I’ve cleared the card, but did it less than 2 working days before my direct debit went out, so my CC company is owing me money now. I’m waiting for that to reflect in my next balance before requesting for my money back lol.
Hopefully low credit utilisation won’t count against me now.