What do I do please ?someone used me as a guarantor on an online platform for over a year now and he never informed me about it until today when the lender gave me a call that they will take an action against me i was shocked since I never knew of it.pls what do I do?

Tell the lender that he is a fool next time he calls you. As long as you did not sign any agreement with your signature in it he can do nothing, they are mad for not seeking your consent before giving the loan.

Worry less, as long as there was no document that supports their claim, and you didn't sign anywhere.. It can aswell be a scam. In all, just relax and let them do whatever they want, you are not in any way guilty.

They can't do jack. Especially since it was done without your consent. In fact , most same-day loan companies can only enact guarantor loans with the guarantor as the co-applicant on the form. Secondly, this is something that can easily be contested in a court since you were not aware of the the transaction that took place between lender and the applicant . So don't bother yourself with their threats.

Kay25:
What do I do please ?someone used me as a guarantor on an online platform for over a year now and he never informed me about it until today when the lender gave me a call that they will take an action against me i was shocked since I never knew of it.pls what do I do?

Ignore them.

The calls are from online loan sharks -- Sokoloan, Eazimoney and their brothers.

Yes, the person in question borrowed money from them - and haven't paid them back ; but he didn't use you (or your name ) as guarantor.

They dug into his/her phone and extracted your contact.
He/she didn't give it to them.

So, chill and relax your mind.
You're safe.

Stop getting unnecessarily alarmed. Nobody used you as a guarantor. They only got your number from the borrowers phone. It's just one of the tricks loan apps use.

CrownOfClay724:


Ignore them.

The calls are from online loan sharks -- Sokoloan, Eazimoney and their brothers.

Yes, the person in question borrowed money from them - and haven't paid them back ; but he didn't use you (or your name ) as guarantor.

They dug into his/her phone and extracted your contact.
He/she didn't give it to them.

So, chill and relax your mind.
You're safe.

okay then thank you so much I can have rest alittle

Nobody used it. Its a trick

CrownOfClay724:


Ignore them.

The calls are from online loan sharks -- Sokoloan, Eazimoney and their brothers.

Yes, the person in question borrowed money from them - and haven't paid them back ; but he didn't use you (or your name ) as guarantor.

T[s]hey dug into his/her phone and extracted your contact.
He/she didn't give it to them.[/s]

So, chill and relax your mind.
You're safe.

The person that borrowed the money dropped his number as someone they can contact when they can't get through him

Bombastically00:
The person that borrowed the money dropped his number as someone they can contact when they can't get through him

Not true.
The person never did.

I know how this works.
And I've gotten a few too many of those calls in the past.

CrownOfClay724:



Not true.
The person never did.

I know how this works.
And I've gotten a few too many of those calls in the past.

once applied for a loan some months ago and was requested to input 3 contacts

Bombastically00:
once applied for a loan some months ago and was requested to input 3 contacts

It happens.
And it is only a recent development to kind of explain away their breaking and entering into people's devices, following the uproar their activities generated.

Their normal modus operandi is to leaf through your phone book, pick out the seemingly important contacts and message them with hope they will shame you into paying.

Your point is valid though.

CrownOfClay724:


It happens.
And it is only a recent development to kind of explain away their breaking and entering into people's devices, following the uproar their activities generated.

Their normal modus operandi is to leaf through your phone book, pick out the seemingly important contacts and message them with hope they will shame you into paying.

Your point is valid though.

understood now

Them no born person make them call me begin tell me about loan weh I never know anything about....

Op it's all empty threat, I got similar text... May be the lender saved your number as bro pst or something kind of personal so they contact those person after they gave permission to the lender contact list upon registration... Like I said earlier said it's all a bluff

They think you don’t know your right
You didn’t consent to the borrowing and didn’t even get noticed by the lender before the gave the loan to the person that borrowed the money

Olumighty123:
Worry less, as long as there was no document that supports their claim, and you didn't sign anywhere.. It can aswell be a scam. In all, just relax and let them do whatever they want, you are not in any way guilty.

Hello... Dear Mr Olu..... Good morning.... i got your mail request.... please my gmail is not available right now.... dunno how urgent your request is.... if its urgent, you can drop your contact so i call you immediately or if you can talk to me here.... Thank you....

BKsoul:
Hello... Dear Mr Olu..... Good morning.... i got your mail request.... please my gmail is not available right now.... dunno how urgent your request is.... if its urgent, you can drop your contact so i call you immediately or if you can talk to me here.... Thank you....

Waiting on you to drop that ijaw man's number for the guy that was poisoned.

Olumighty123:


Waiting on you to drop that ijaw man's number for the guy that was poisoned.

ok..... just check my profile tomorrow.... once i am able to get in touch with my friend,,,, i believe she would be able to get it from her guy...... so i will drop it here on the comment section.....

I just received a similar message...