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Just Advice. I Need It Please. by Davies25: 10:40pm On Aug 09, 2022
I can't make a head or a tail out of this story.
I just hope i can be coherent enough.

Okay, I'm 30. I've been through some serious shit like I'll health, several near death experiences, severe poverty, betrayal in every form n shade, dysfunctional family, loneliness and addiction. I hope you don't judge me if i come out as unserious and confused. Seriously, it's the effects of the things I've been through.

So, I need to make a life defining decision and i need to make it urgently. But i don't know how to or what to do.

I took a loan from a commercial bank ( the loan went bad and i couldn't pay. My business was almost dead. I had to take initiative and kickstart it again, diverting from the original plan. It worked. I started making a few hundreds a month. I started repayment of my loan but, unfortunately, the loan has already carried too much interest. Everything I'm paying goes to interest. Loan amount not really reducing.

I need to pick up other skills or just have another stream of income since I'm free most of the day..
So, I'm thinking of getting a laptop ( my baby damaged my previous one).
And learning forex trading, cryptocurrency.
Or learn a few programming language ( i don't like programming from onset).
Or learn any other skill you suggest.
My other option is to go back to school. School of nursing or msc. But money would be a bit of a challenge here.

Or travel to the US using illegal means ( i hate this option).

I have a sister in the USA who entered through F1 dependent visa. She's been there for about 4 years now. Is there a way she could help me move?
She has been on my neck for relocation but she's not giving me money for the things i need to put in place to make relocation possible. My funds are too tight to fund travelling.

My last option is to face my business squarely and try to grow it ( but Nigeria scares me. I've seen people struggle for decades. I don't want to make that mistake).

I don't know what to do. Sincerely.

Note: I'm a sickle cell. I had congestive heart failure earlier this year. I don't even know if i will survive the next few years.

Leading me to the next question; SHOULD I MARRY N HAVE KIDS? knowing my health status. Is it wise?
Note: my baby is a 3 n half old. She's adopted.
Her own case is another story entirely.

proff010 HRHQueenPhil
Candidlady mariahAngel
hsapien Richy4
emmanuelbrown26
Beremx. Channah1
Lastbornbuns
NoToPile
RoyalRoy I need as many people on this as possible. Please.
Re: Just Advice. I Need It Please. by Freelane33(m): 10:48pm On Aug 09, 2022
Your baby damaged one ?
And can you marry and have kids ?
Which of them should I believe now ?
Pls come out clean and be straight forward so that I can be able to give you my one cent
Work on how to leave the country that’s the best thing you can do at the moment since you have someone there that can help you with papers .
You can start your life afresh when you get there , go to school , marry , have kids and other . USA is a country where systems work so left to me traveling out is the best option .
Gather the money and stay true and glued to the plans .
The problem you’re having at the moment is as a result of your different projections ( directionless ) .
You can’t chase two rats together
And the end of desire is the end of suffering
Stay glued to a plan and work on how to make it work

2 Likes 1 Share

Re: Just Advice. I Need It Please. by Holybaddo: 11:01pm On Aug 09, 2022
Sorry bro
But your life is bleeped
Best advice buy chill beer and relax you can not come and kill yourself
Re: Just Advice. I Need It Please. by Davies25: 11:07pm On Aug 09, 2022
Freelane33:
Your baby damaged one ?
And can you marry and have kids ?
Which of them should I believe now ?
Pls come out clean and be straight forward so that I can be able to give you my one cent
Work on how to leave the country that’s the best thing you can do at the moment since you have someone there that can help you with papers .
You can start your life afresh when you get there , go to school , marry , have kids and other . USA is a country where systems work so left to me traveling out is the best option .
Gather the money and stay true and glued to the plans .
The problem you’re having at the moment is as a result of your different projections ( directionless ) .
You can’t chase two rats together
And the end of desire is the end of suffering
Stay glued to a plan and work on how to make it work

Lol, I have a girl i adopted. She stays with me for now.
Thank you.
Re: Just Advice. I Need It Please. by OlawaleBammie: 11:19pm On Aug 09, 2022
Davies25:
I can't make a head or a tail out of this story.
I just hope i can be coherent enough.

Okay, I'm 30. I've been through some serious shit like I'll health, several near death experiences, severe poverty, betrayal in every form n shade, dysfunctional family, loneliness and addiction. I hope you don't judge me if i come out as unserious and confused. Seriously, it's the effects of the things I've been through.

So, I need to make a life defining decision and i need to make it urgently. But i don't know how to or what to do.

I took a loan from a commercial bank ( the loan went bad and i couldn't pay. My business was almost dead. I had to take initiative and kickstart it again, diverting from the original plan. It worked. I started making a few hundreds a month. I started repayment of my loan but, unfortunately, the loan has already carried too much interest. Everything I'm paying goes to interest. Loan amount not really reducing.

I need to pick up other skills or just have another stream of income since I'm free most of the day..
So, I'm thinking of getting a laptop ( my baby damaged my previous one).
And learning forex trading, cryptocurrency.
Or learn a few programming language ( i don't like programming from onset).
Or learn any other skill you suggest.
My other option is to go back to school. School of nursing or msc. But money would be a bit of a challenge here.

Or travel to the US using illegal means ( i hate this option).

I have a sister in the USA who entered through F1 dependent visa. She's been there for about 4 years now. Is there a way she could help me move?
She has been on my neck for relocation but she's not giving me money for the things i need to put in place to make relocation possible. My funds are too tight to fund travelling.

My last option is to face my business squarely and try to grow it ( but Nigeria scares me. I've seen people struggle for decades. I don't want to make that mistake).

I don't know what to do. Sincerely.

Note: I'm a sickle cell. I had congestive heart failure earlier this year. I don't even know if i will survive the next few years.

Leading me to the next question; SHOULD I MARRY N HAVE KIDS? knowing my health status. Is it wise?
Do I write well? Do you think I can make it in writing?


Pls no vex say e long.

proff010 HRHQueenPhil
Candidlady mariahAngel
hsapien Richy4
emmanuelbrown26
Beremx. Channah1
Lastbornbuns
NoToPile
RoyalRoy I need as many people on this as possible. Please.

U said ur kid spoiled ur laptop, na u stil say should u marry and make kids....my confusion is confused jare
Re: Just Advice. I Need It Please. by Davies25: 11:27pm On Aug 09, 2022
OlawaleBammie:
U said ur kid spoiled ur laptop, na u stil say should u marry and make kids....my confusion is confused jare
I've edited it. She's adopted.
Re: Just Advice. I Need It Please. by Channah1(f): 12:40am On Aug 10, 2022
Davies25:
I can't make a head or a tail out of this story.
I just hope i can be coherent enough.

Okay, I'm 30. I've been through some serious shit like I'll health, several near death experiences, severe poverty, betrayal in every form n shade, dysfunctional family, loneliness and addiction. I hope you don't judge me if i come out as unserious and confused. Seriously, it's the effects of the things I've been through.

So, I need to make a life defining decision and i need to make it urgently. But i don't know how to or what to do.

I took a loan from a commercial bank ( the loan went bad and i couldn't pay. My business was almost dead. I had to take initiative and kickstart it again, diverting from the original plan. It worked. I started making a few hundreds a month. I started repayment of my loan but, unfortunately, the loan has already carried too much interest. Everything I'm paying goes to interest. Loan amount not really reducing.

I need to pick up other skills or just have another stream of income since I'm free most of the day..
So, I'm thinking of getting a laptop ( my baby damaged my previous one).
And learning forex trading, cryptocurrency.
Or learn a few programming language ( i don't like programming from onset).
Or learn any other skill you suggest.
My other option is to go back to school. School of nursing or msc. But money would be a bit of a challenge here.

Or travel to the US using illegal means ( i hate this option).

I have a sister in the USA who entered through F1 dependent visa. She's been there for about 4 years now. Is there a way she could help me move?
She has been on my neck for relocation but she's not giving me money for the things i need to put in place to make relocation possible. My funds are too tight to fund travelling.

My last option is to face my business squarely and try to grow it ( but Nigeria scares me. I've seen people struggle for decades. I don't want to make that mistake).

I don't know what to do. Sincerely.

Note: I'm a sickle cell. I had congestive heart failure earlier this year. I don't even know if i will survive the next few years.

Leading me to the next question; SHOULD I MARRY N HAVE KIDS? knowing my health status. Is it wise?
Note: my baby is a 3 n half old. She's adopted.
Her own case is another story entirely.

proff010 HRHQueenPhil
Candidlady mariahAngel
hsapien Richy4
emmanuelbrown26
Beremx. Channah1
Lastbornbuns
NoToPile
RoyalRoy I need as many people on this as possible. Please.


Face your business squarely and grow it here. Then get married and have one or two kids.
Re: Just Advice. I Need It Please. by Vision101(m): 6:06am On Aug 10, 2022
@Davies25

Your requests are complicated. I'll help you with one. Regarding your debt discuss with your creditors to do bullet payment.
Re: Just Advice. I Need It Please. by Davies25: 7:06am On Aug 10, 2022
Vision101:
@Davies25

Your requests are complicated. I'll help you with one. Regarding your debt discuss with your creditors to do bullet payment.

Thank you. The complications brought me here.
About the loan, I don't have a lump sum to pay. The entire loan amount will be due by next month. Or can you explain the bullet payment further?
Thank you.
Re: Just Advice. I Need It Please. by semzy: 7:02pm On Aug 10, 2022
Admin pls add me to Lagos watsapp group 08028277931 God bless you
Re: Just Advice. I Need It Please. by Vision101(m): 1:06am On Aug 11, 2022
@Davies25

Thank you. The complications brought me here.
About the loan, I don't have a lump sum to pay. The entire loan amount will be due by next month. Or can you explain the bullet payment further?
Thank you.

@me
Discuss with your creditors with a view to making one off payment which will stop the compounding of the interest.
Re: Just Advice. I Need It Please. by Saintmary(f): 8:12am On Aug 11, 2022
Davies25:
I can't make a head or a tail out of this story.
I just hope i can be coherent enough.

Okay, I'm 30. I've been through some serious shit like I'll health, several near death experiences, severe poverty, betrayal in every form n shade, dysfunctional family, loneliness and addiction. I hope you don't judge me if i come out as unserious and confused. Seriously, it's the effects of the things I've been through.

So, I need to make a life defining decision and i need to make it urgently. But i don't know how to or what to do.

I took a loan from a commercial bank ( the loan went bad and i couldn't pay. My business was almost dead. I had to take initiative and kickstart it again, diverting from the original plan. It worked. I started making a few hundreds a month. I started repayment of my loan but, unfortunately, the loan has already carried too much interest. Everything I'm paying goes to interest. Loan amount not really reducing.

I need to pick up other skills or just have another stream of income since I'm free most of the day..
So, I'm thinking of getting a laptop ( my baby damaged my previous one).
And learning forex trading, cryptocurrency.
Or learn a few programming language ( i don't like programming from onset).
Or learn any other skill you suggest.
My other option is to go back to school. School of nursing or msc. But money would be a bit of a challenge here.

Or travel to the US using illegal means ( i hate this option).

I have a sister in the USA who entered through F1 dependent visa. She's been there for about 4 years now. Is there a way she could help me move?
She has been on my neck for relocation but she's not giving me money for the things i need to put in place to make relocation possible. My funds are too tight to fund travelling.

My last option is to face my business squarely and try to grow it ( but Nigeria scares me. I've seen people struggle for decades. I don't want to make that mistake).

I don't know what to do. Sincerely.

Note: I'm a sickle cell. I had congestive heart failure earlier this year. I don't even know if i will survive the next few years.

Leading me to the next question; SHOULD I MARRY N HAVE KIDS? knowing my health status. Is it wise?
Note: my baby is a 3 n half old. She's adopted.
Her own case is another story entirely.

proff010 HRHQueenPhil
Candidlady mariahAngel
hsapien Richy4
emmanuelbrown26
Beremx. Channah1
Lastbornbuns
NoToPile
RoyalRoy I need as many people on this as possible. Please.





When you're paying back on your loan, keep a part of the money and tell the bank you're paying that one as a percentage of the Principal.


Not the interest.



Do that for subsequent payments.



Over time you will end up reducing the amount of interest you'll be paying.
Re: Just Advice. I Need It Please. by proff010: 3:02pm On Aug 11, 2022
Hi, pls sorry for late response
I will advise you take one of the option which is relocating to the USA.

Try talk to your sister over there and see what she can do but like you said she is not giving you much attention as per all you need to move then I will suggest you pray before pouring your heart. I believe she will do something positive this time around.

As per your status kindly pray there is nothing God can not do but for marriage kindly consult the professional. Thank you and remain blessed
Davies25:
I can't make a head or a tail out of this story.
I just hope i can be coherent enough.

Okay, I'm 30. I've been through some serious shit like I'll health, several near death experiences, severe poverty, betrayal in every form n shade, dysfunctional family, loneliness and addiction. I hope you don't judge me if i come out as unserious and confused. Seriously, it's the effects of the things I've been through.

So, I need to make a life defining decision and i need to make it urgently. But i don't know how to or what to do.

I took a loan from a commercial bank ( the loan went bad and i couldn't pay. My business was almost dead. I had to take initiative and kickstart it again, diverting from the original plan. It worked. I started making a few hundreds a month. I started repayment of my loan but, unfortunately, the loan has already carried too much interest. Everything I'm paying goes to interest. Loan amount not really reducing.

I need to pick up other skills or just have another stream of income since I'm free most of the day..
So, I'm thinking of getting a laptop ( my baby damaged my previous one).
And learning forex trading, cryptocurrency.
Or learn a few programming language ( i don't like programming from onset).
Or learn any other skill you suggest.
My other option is to go back to school. School of nursing or msc. But money would be a bit of a challenge here.

Or travel to the US using illegal means ( i hate this option).

I have a sister in the USA who entered through F1 dependent visa. She's been there for about 4 years now. Is there a way she could help me move?
She has been on my neck for relocation but she's not giving me money for the things i need to put in place to make relocation possible. My funds are too tight to fund travelling.

My last option is to face my business squarely and try to grow it ( but Nigeria scares me. I've seen people struggle for decades. I don't want to make that mistake).

I don't know what to do. Sincerely.

Note: I'm a sickle cell. I had congestive heart failure earlier this year. I don't even know if i will survive the next few years.

Leading me to the next question; SHOULD I MARRY N HAVE KIDS? knowing my health status. Is it wise?
Note: my baby is a 3 n half old. She's adopted.
Her own case is another story entirely.

proff010 HRHQueenPhil
Candidlady mariahAngel
hsapien Richy4
emmanuelbrown26
Beremx. Channah1
Lastbornbuns
NoToPile
RoyalRoy I need as many people on this as possible. Please.

Re: Just Advice. I Need It Please. by Lastbornbuns: 5:14am On Aug 25, 2022
Davies25:
I can't make a head or a tail out of this story.
I just hope i can be coherent enough.

Okay, I'm 30. I've been through some serious shit like I'll health, several near death experiences, severe poverty, betrayal in every form n shade, dysfunctional family, loneliness and addiction. I hope you don't judge me if i come out as unserious and confused. Seriously, it's the effects of the things I've been through.

So, I need to make a life defining decision and i need to make it urgently. But i don't know how to or what to do.

I took a loan from a commercial bank ( the loan went bad and i couldn't pay. My business was almost dead. I had to take initiative and kickstart it again, diverting from the original plan. It worked. I started making a few hundreds a month. I started repayment of my loan but, unfortunately, the loan has already carried too much interest. Everything I'm paying goes to interest. Loan amount not really reducing.

I need to pick up other skills or just have another stream of income since I'm free most of the day..
So, I'm thinking of getting a laptop ( my baby damaged my previous one).
And learning forex trading, cryptocurrency.
Or learn a few programming language ( i don't like programming from onset).
Or learn any other skill you suggest.
My other option is to go back to school. School of nursing or msc. But money would be a bit of a challenge here.

Or travel to the US using illegal means ( i hate this option).

I have a sister in the USA who entered through F1 dependent visa. She's been there for about 4 years now. Is there a way she could help me move?
She has been on my neck for relocation but she's not giving me money for the things i need to put in place to make relocation possible. My funds are too tight to fund travelling.

My last option is to face my business squarely and try to grow it ( but Nigeria scares me. I've seen people struggle for decades. I don't want to make that mistake).

I don't know what to do. Sincerely.

Note: I'm a sickle cell. I had congestive heart failure earlier this year. I don't even know if i will survive the next few years.

Leading me to the next question; SHOULD I MARRY N HAVE KIDS? knowing my health status. Is it wise?
Note: my baby is a 3 n half old. She's adopted.
Her own case is another story entirely.

pro
Lastbornbuns
I'm just seeing this. Sorry about that.
I don't know what you should do but I do know what you shouldn't do. Please, please don't marry and definitely don't have kids (especially at this point I your life). Abeg. Sickle cell is no joke and I'm sure you've experienced the pain. Please don't subject a small child to that same pain. Also, hope you know life as an illegal migrant is not easy? How much more in America where they don't have "free health care". You have sickle cell; any country you're considering should have government funded healthcare available to residents/citizens irrespective of income level. Please find those countries that have compulsory health insurance as part of tax. You said you suffered something earlier this year. Just imagine your child suffering that kind of pain. Is it worth it? The suffering, the money you'll spend on healthcare, the anxiety? You've already adopted a child. Focus on him/her.

Please leave America. Your sister fit no pick your call when you need help (Financial help). There are other low-key, nice countries. Find them or you face your business in Nigeria. Don't force yourself to learn "tech" if you have no interest in it. It requires a lot of brain power, constant staring at a laptop would probably damage your eyesight and it can be immensely frustrating when it doesn't work out the first time (which it almost never does). Or you can look at the earnings of those in tech and force yourself to develop an interest. I'd probably advice you go back to school (School of Nursing). It's 3 years and there are no strikes. (That's if you like nursing). As a nurse, you won't require much funds to emigrate legally to any Western country. They perpetually have shortage of nurses so you could get a job in, say, UK, US etc and move. UK especially. 90% of naija nurses are there grin

There are no guarantees in life. Do what you can and leave the rest. Don't add High BP to your problems

1 Like

Re: Just Advice. I Need It Please. by Lydiejohnson(f): 10:51am On Aug 25, 2022
I just saw this thread.
Op take heart.

My advice is Like the last person suggested.

Forget illegal immigration, and leave marriage out of it for now at least.

Accept you have an issue at hand you need to tackle.

I don't have a clue how much you have right now, but you need a high ROI business.

You also didn't specify what business you're into as well, so I can't give much advice on that.

But as for starting something online I don't think it's a bad idea, though forex and crypto are quite volatile right now, they also carry high benefits and greater risks as well.


I have been working online since March, and I can tell you comfortably if you choose to start something, you will surely see results.


Why don't you start this car tracker business?

I also have 5 other business models you can start, it's written in a book called, 'where the money is right now and how to get it' by Toyin Omotoso.

You can check my signature, and I'll give it to you at no added cost.

1 Like

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