Samantha124:
But just think about it, a house is an investment, while renting an apartment is a liability.

In Nigeria, mortgages are not readily available and if you get a loan from a bank, the interest rates could be in the over 20% rates compared to some other countries.

Why get a loan when you can save some money and build your own comfortable house?

AndSunGorilla:

In Nigeria, mortgages are not readily available and if you get a loan from a bank, the interest rates could be in the over 20% rates compared to some other countries.

Samantha124:
Why get a loan when you can save some money and build your own comfortable house?

Good call but in Lagos Nigeria for example where it could cost maybe N25M to build a modest house, folks earning a net salary of N5M (not too many) would have to save for years to be able raise the N25M. And with ever rising inflation, by the time the individual has saved up the N25M, don't be shocked if it would cost N40M the to build.

Is it not possible for the person to negotiate with the builders or the construction company to pay for the house in installments?

Reason I'm asking is because I know someone who built a house in 2008, but since he didn't have enough money, he negotiated to pay in installments and he finally finished paying for the house in 2020.

AndSunGorilla:
Good call but in Lagos Nigeria for example where it could cost maybe N25M to build a modest house, folks earning a net salary of N5M (not too many) would have to save for years to be able raise the N25M. And with ever rising inflation, by the time the individual has saved up the N25M, don't be shocked if it would cost N40M the to build.

If fit be say she wan leave you, she come use tactics set bait for you. She know say you no get or fit raise the funds build the house asap so once you dey delay to build the house she go use the matter as excuse to serve you breakfast. As for the people wey dey praise the lady it's not every time that a person suggest something excellent to you that they have your best interest at heart

pansophist:


You think say you smart abi?

To pursue you comot from his life no go hard be that. Since you think being leechy is being smart. Keep it up.

If you refuse to contribute materially in your relationship, you just weaken your position in that union. You're replacable easily.

The friends or partners that are easily dumped are the one that always collect. They hardly give. They think being at the receiving end makes them smart, but it makes them weak.

It makes them useless, disrespected, dishonourable, unvirtous, and quite frankly, to be beaten once in a while.

As this life hard reach, you no want to upgrade and build with your man. See him as a human in this sad world and both of you work together.

Because if a man have a choice to pick a woman that will be useful/industrious and the one with your mentality, the useful woman will always win.

If you like, hide under tradition that a man is a provider, the head, bla bla bla, it doesn't erode your role of being a supporter, and that's includes material support.

So many girls wey dey find husband get this dirty behaviour. But introspection is not the feature of the weak. They will never change, but wants a good man.

So it's easier to say that there are no good men, meanwhile, good men full everywhere, but they have observed from far and see say the woman no worth am. Her juice aint worth the squeeze

I was able to leave a situationship because of this.
It took me a while, but I eventually figure say she no rate me.
She always thought I would stick around forever.
When time reach to disappear from her life it was easy because she never contributed or done anything for me, he shock her.

LewisHamilton15:
Last week I proposed to my long time girlfriend and fiancee and she accepted me.

We discussed a whole range of topics and we are convenienced that we can live our lives together. But one thing we disagree on is the issue of house: she said we must build a house together before settling down but I suggested we tie the knot and live in a rented apartment before planning to build our personal house but she insisted we must build.

She said we will contribute money to build together, she won't leave me alone in the project. She even suggested withdrawing her savings of #250, 000 so we can buy land. I have the money and apart from my daily hustle I have other side businesses that springs me money occasionally.

I want to settle down as soon as possible but she cited the problems that comes along with living in a rented apartment. I really wish to settle down but this lady won't agree.

I don't want to cause problem between us so how do I go about convincing her?

So your werey gf think say na 250k dem dey take build house?? Lolzzzzz when we tell you people to avoid broke bish una no go hear....how can a human being be proud to say her life savings is 250k and demand her bf builds a house....smh I'm sure you're looking for cheap land to buy....simp

KingClown:


I was able to leave a situationship because of this.
It took me a while, but I eventually figure say she no rate me.
She always thought I would stick around forever.
When time reach to disappear from her life it was easy because she never contributed or done anything for me, he shock her.

She is comfortable being like that because there are other foolish men out there waiting to replace your ¨host¨ status, so from her perspective, you should be happy to be the host she chooses to milk from.

Hence, she is shocked when you leave because, to her, you are not normal. It is like you cant see other men I left for you abi.

You go fear logic.